HEDER BANK ASA

Operating

Banken kan innenfor rammen av den lovgivning som til enhver tid gjelder, utføre alle forretninger og tjenester som det er vanlig eller naturlig at banker utfører.

Innenfor rammen av vedtektene og den lovgivning som til enhver tid gjelder, utføre alle forretninger og tjenester som det er vanlig eller naturlig at banker utfører.

Keywords

receiptdepositssubstitutesperformancecreditlendingloansmortgagescredit cardscommercial bankssavings banks

Organization

CEO: AW
Anette Willumsen1963
Chairman of the board: KN
Klaus-Anders Nysteen1966
Years since formation: 11 years; since Oct 1, 2015
Type: Public limited company
VAT registered: No
Number of employees: 23

Ownership

Number of shares and share classes: 15,770,744; 1 share class
Total number of shareholders: 179; 61 companies, 118 persons

Financials

Total operating income 2024: 96,458,000; NOK
Annual total result 2024: 19,544,000; NOK
Total equity 2024: 241,116,000; NOK

Last update: Dec 12, 2025

Locations

Company address
Lars Hilles gate 30 5008 BERGEN, Norge
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Postal address
Bankplassen 1A 0151 OSLO, Norge
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Management

Management / administration

Name	Role	Shares
AW Anette Willumsen 1963	Managing Director/CEO	-

Board

Name	Role	Shares
IK Izabella Kibsgaard-Petersen 1977	Board Member	-
GP George Pal 1994	Alternate Member	-
KN Klaus-Anders Nysteen 1966	Chairman	1.82 % indirectly
ES Espen Selvikvåg Berge 1979	Board Member	-
MB Maria Borch Helsengreen 1966	Board Member	-
JP Jørgen Pedersen 1978	Board Member	-

Others

Name	Role	Shares
D DELOITTE AS	Auditor	-

Top 10 individual shareholders

Name	Role	Shares
EB Eirik Bergh 1975	-	7.33 % indirectly
HR Håkon Reistad Fure 1987	-	5.99 % indirectly
EA Espen Aubert 1977	-	5.71 % indirectly
TN Truls Navestad 1982	-	5.4 % indirectly
KG Kristian Gjertsen Lundkvist 1976	-	3.93 % indirectly
TM Thor-Ivar Mathisen 1957	-	3.8 % indirectly
GG Gustav Gotteberg 1978	-	3.63 % indirectly
MF Morten Fernand Angelil 1966	-	2.32 % indirectly
KA Karsten Aubert 1949	-	2.17 % indirectly
AO Anders Opsahl 1971	-	2.08 % indirectly

Last update: Aug 25, 2025

Ownership

Company shareholders

Name	Share class	Total number of shares	Share
EB Enskilda Banken Ab Skandinaviska	NO0010780885	2,677,469	16.98 %
D DAIMYO INVEST AS	NO0010780885	1,251,438	7.94 %
C CAMAR INVEST 3 AS	NO0010780885	1,225,490	7.77 %
N NORDIC DELTA AS	NO0010780885	1,155,678	7.33 %
C COMPANY ONE AS	NO0010780885	945,089	5.99 %
N NAVESTA AS	NO0010780885	851,169	5.4 %
M MIDDELBORG INVEST AS	NO0010780885	619,490	3.93 %
D DOBER AS	NO0010780885	600,000	3.8 %
BA Bank As Danske	NO0010780885	573,274	3.64 %
G GOING AS	NO0010780885	573,039	3.63 %
M MMH NYSTEEN INVEST AS	NO0010780885	573,039	3.63 %
M MH CAPITAL AS	NO0010780885	416,193	2.64 %
B BIMO KAPITAL AS	NO0010780885	401,850	2.55 %
O OPSAHL VERDI AS	NO0010780885	343,137	2.18 %
BA Bank Ab Nordnet	NO0010780885	296,076	1.88 %
A ALDEN AS	NO0010780885	294,118	1.86 %
IB Investment Bank Ab Carnegie	NO0010780885	225,490	1.43 %
V VESTBO BBL	NO0010780885	196,078	1.24 %
S SES AS	NO0010780885	176,100	1.12 %
E EWIX AS	NO0010780885	163,323	1.04 %
A A HOLDINGS AS	NO0010780885	147,059	0.93 %
EB Enskilda Banken Ab Skandinaviska	NO0010780885	138,889	0.88 %
AS Ab Swedbank	NO0010780885	138,055	0.88 %
M MORCO HOLDING AS	NO0010780885	120,714	0.77 %
C CAMELBACK HOLDING AS	NO0010780885	112,500	0.71 %
A ART GROUP AS	NO0010780885	107,593	0.68 %
A ANDERSEN HOLDING AS	NO0010780885	100,000	0.63 %
A AC INVEST AS	NO0010780885	100,000	0.63 %
T TERJE ANDERSEN HOLDING AS	NO0010780885	100,000	0.63 %
MT Magnus Tvenge 1979	NO0010780885	55,000	0.35 %
CB Cathrine Birgitte Dalen 1985	NO0010780885	50,371	0.32 %
7 7FJELL VENTURES AS	NO0010780885	50,000	0.32 %
H HILDING INVEST & ADVISE AS	NO0010780885	50,000	0.32 %
S SØLEN AS	NO0010780885	49,020	0.31 %
L LEVATOR SAFETY AS	NO0010780885	49,020	0.31 %
PH Per Hofsli 1965	NO0010780885	49,020	0.31 %
A AANERØD AS	NO0010780885	47,099	0.3 %
Z ZEN GRUPPEN AS	NO0010780885	42,443	0.27 %
B BRABAK AS	NO0010780885	40,715	0.26 %
MG Madiha Ghazanfar 1975	NO0010780885	40,000	0.25 %
S SELACO AS	NO0010780885	39,543	0.25 %
P PAL & PALS AS	NO0010780885	36,666	0.23 %
B BÅL AS	NO0010780885	35,778	0.23 %
L LIBERT AS	NO0010780885	31,000	0.2 %
EK Einar Kilde Evensen 1976	NO0010780885	30,446	0.19 %
F FOUR INVEST AS	NO0010780885	29,412	0.19 %
A ATOM INVEST AS	NO0010780885	27,038	0.17 %
HS Henrik Slinde Vignes 1984	NO0010780885	23,084	0.15 %
CK Caroline Kvam Stokke 1989	NO0010780885	22,741	0.14 %
CM Carl-Martin Martinsen 1980	NO0010780885	15,670	0.1 %
DH Dag Henning Larsen 1959	NO0010780885	14,664	0.09 %
S SELJEHAUGEN INVEST AS	NO0010780885	14,394	0.09 %
D DATSUN AS	NO0010780885	14,162	0.09 %
EH Erik Hornnæss 1937	NO0010780885	13,583	0.09 %
KR Knut Richard Thomesen 1969	NO0010780885	13,230	0.08 %
JS John Sverre Vik 1985	NO0010780885	11,765	0.07 %
K KLOKERE INVEST AS	NO0010780885	11,518	0.07 %
G GULLBAKK INVEST AS	NO0010780885	11,430	0.07 %
DA Dib Abdul-Hadi 1986	NO0010780885	11,375	0.07 %
P PIV INVEST AS	NO0010780885	10,000	0.06 %
HB Håvard Bjørkvold Jendal 2001	NO0010780885	10,000	0.06 %
FG Fredrik Grorud Øygard 1983	NO0010780885	10,000	0.06 %
JH Jørgen Hofsli 1994	NO0010780885	9,804	0.06 %
KR Kirsten Runeberg Broch 1960	NO0010780885	9,033	0.06 %
LT Lise Tangen Hansen 1975	NO0010780885	8,547	0.05 %
N NAD INVEST AS	NO0010780885	7,921	0.05 %
AI Alexei Ivanov 1990	NO0010780885	7,888	0.05 %
EA Elisabeth Ancher Elboth 1993	NO0010780885	7,353	0.05 %
RE Rolf Eirik Hope 1959	NO0010780885	7,000	0.04 %
S SPISKAMMERSET SELSKAPSMAT AS	NO0010780885	6,308	0.04 %
MK Mikhael Kvale 1990	NO0010780885	5,775	0.04 %
BA Bank Ab Avanza	NO0010780885	5,589	0.04 %
ØL Øystein Lende Eriksen 1994	NO0010780885	5,000	0.03 %
KC Kvalstad Christian 1978	NO0010780885	5,000	0.03 %
EW Edmund William Ellingsen 1992	NO0010780885	4,710	0.03 %
MB Maria B Busch Holmboe 1990	NO0010780885	4,500	0.03 %
B BES INVEST AS	NO0010780885	4,445	0.03 %
OT Olav Tenstad 1960	NO0010780885	4,336	0.03 %
EB Enskilda Banken Ab Skandinaviska	NO0010780885	4,167	0.03 %
DH Dag Håvard Haug Hanssen 1969	NO0010780885	4,000	0.03 %
CB Camilla Bjerke Kopperud 1988	NO0010780885	4,000	0.03 %
JW Jarl Whist 1944	NO0010780885	3,810	0.02 %
TM Thomas Mangor-Jensen 1988	NO0010780885	3,780	0.02 %
V VIGEN INVEST AS	NO0010780885	3,373	0.02 %
ME Mats Eriksen Hovland 1992	NO0010780885	3,259	0.02 %
EB Erik Blom Erlandsen 1974	NO0010780885	3,000	0.02 %
KH Kristina Hoai Linh Tran 1995	NO0010780885	2,667	0.02 %
D DIGEELVA INVEST I AS	NO0010780885	2,645	0.02 %
ØB Øyvind Brodtkorb Nustad 1949	NO0010780885	2,500	0.02 %
AS Adam Sjøberg 1986	NO0010780885	2,450	0.02 %
M MOORGATE LTD AS	NO0010780885	2,441	0.02 %
SN Stian Nesjø 1992	NO0010780885	2,379	0.02 %
M MY3M AS	NO0010780885	2,260	< 0.01 %
TF Tore Furnes 1964	NO0010780885	2,260	< 0.01 %
TL Tobias Løvstad-Sender 1982	NO0010780885	2,100	< 0.01 %
FK Fred Kihle 1971	NO0010780885	1,980	< 0.01 %
OA Olav Andreas Nagell 1954	NO0010780885	1,905	< 0.01 %
TI Thomas Iversen 1970	NO0010780885	1,877	< 0.01 %
M MILO-HOLDING AS	NO0010780885	1,737	< 0.01 %
FB Fredrik Berg Nygård 1975	NO0010780885	1,707	< 0.01 %

Shares owned by the HEDER BANK ASA

Name	Share class	Total number of shares	Share
N NORSK GJELDSINFORMASJON AS	Ordinary shares	276	0.06 %

Last update: Jun 2, 2025

Financials

in NOK

Summary

Year	2022	2021
Total operating income	96,458,000	89,936,000
Annual Total Result	19,544,000	33,289,000
Total assets	1,601,357,000	2,144,168,000
Total liabilities	1,360,241,000	1,919,708,000
Total equity	241,116,000	224,460,000

P&L

Year	2022	2021
Total operating income	96,458,000	89,936,000
Total operating costs	58,831,000	57,419,000
Operating result	37,627,000	32,517,000
Financial income/costs	-18,083,000	772,000
Profit before tax	19,544,000	33,289,000
Total tax & extraordinary income/cost	0	0
Annual Total Result	19,544,000	33,289,000

Balance overview

Year	2022	2021
Total fixed assets	193,133,000	374,556,000
Total current assets	1,408,224,000	1,769,612,000
Total assets	1,601,357,000	2,144,168,000
Short term debt	15,458,000	14,451,000
Long term debt	1,344,783,000	1,905,257,000
Total liabilities	1,360,241,000	1,919,708,000
Contributed capital	320,370,000	323,258,000
Retained earnings	-79,254,000	-98,798,000
Total equity	241,116,000	224,460,000
Total equity and liabilities	1,601,357,000	2,144,168,000

Classification

21st company classification

BETA

Industrial large enterprise

HEDER BANK ASA916 012 683

HEDER BANK ASA

Keywords

Organization

Ownership

Financials

Locations

Management

Management / administration

Board

Others

Top 10 individual shareholders

Ownership

Company shareholders

Shares owned by the HEDER BANK ASA

Financials

Summary

P&L

Balance overview

Classification