HEDER BANK ASA

Operating

Banken kan innenfor rammen av den lovgivning som til enhver tid gjelder, utføre alle forretninger og tjenester som det er vanlig eller naturlig at banker utfører.

Innenfor rammen av vedtektene og den lovgivning som til enhver tid gjelder, utføre alle forretninger og tjenester som det er vanlig eller naturlig at banker utfører.

Keywords

receiptdepositssubstitutesperformancecreditlendingloansmortgagescredit cardscommercial bankssavings banks

Organization

CEO: AW
Anette Willumsen1963
Chairman of the board: KN
Klaus-Anders Nysteen1966
Years since formation: 11 years; since Oct 1, 2015
Type: Public limited company
VAT registered: No
Number of employees: 28

Ownership

Number of shares and share classes: 20,686,381; 1 share class
Total number of shareholders: 178; 68 companies, 110 persons

Financials

Total operating income 2025: 96,458,000; NOK
Annual total result 2025: 19,544,000; NOK
Total equity 2025: 241,116,000; NOK

Last update: Sep 14, 2026

Management

Management / administration

Name	Role	Shares
AW Anette Willumsen 1963	Managing Director/CEO	-

Board

Name	Role	Shares
KN Klaus-Anders Nysteen 1966	Chairman	-
IK Izabella Kibsgaard-Petersen 1977	Board Member	-
GP George Pal 1994	Alternate Member	-
ES Espen Selvikvåg Berge 1979	Board Member	-
MB Maria Borch Helsengreen 1966	Board Member	-
JP Jørgen Pedersen 1978	Board Member	-
ED Eivind Dragesund Rørvik 1985	Board Member	-
CK Cathrine Klouman 1962	Board Member	-

Others

Name	Role	Shares
D DELOITTE AS	Auditor	-
A AIDER AS	Accountant	-

Top 10 individual shareholders

Name	Role	Shares
RF Reistad Fure Håkon 1987	-	4.57 % indirectly
AE Aubert Espen 1977	-	4.35 % indirectly
NT Navestad Truls 1982	-	3.63 % indirectly
GL Gjertsen Lundkvist Kristian 1976	-	2.99 % indirectly
MT Mathisen Thor-Ivar 1957	-	2.9 % indirectly
GG Gotteberg Gustav 1978	-	2.77 % indirectly
FA Fernand Angelil Morten 1966	-	1.77 % indirectly
AK Aubert Karsten 1949	-	1.66 % indirectly
OA Opsahl Anders 1971	-	1.58 % indirectly
MH Moræus Hanssen Maria 1965	-	1.39 % indirectly

Last update: Sep 7, 2026

Ownership

Company shareholders

Name	Share class	Total number of shares	Share
V VESTBO BBL	Ordinary shares	4,901,960	23.7 %
D DAIMYO INVEST AS	Ordinary shares	1,251,438	6.05 %
C CAMAR INVEST 3 AS	Ordinary shares	1,225,490	5.92 %
D DNB BANK ASA	Ordinary shares	1,155,678	5.59 %
C COMPANY ONE AS	Ordinary shares	945,089	4.57 %
N NAVESTA AS	Ordinary shares	751,169	3.63 %
M MIDDELBORG INVEST AS	Ordinary shares	619,490	2.99 %
D DOBER AS	Ordinary shares	600,000	2.9 %
G GOING AS	Ordinary shares	573,039	2.77 %
M MMH NYSTEEN INVEST AS	Ordinary shares	573,039	2.77 %
M MH CAPITAL AS	Ordinary shares	416,193	2.01 %
B BIMO KAPITAL AS	Ordinary shares	401,850	1.94 %
O OPSAHL VERDI AS	Ordinary shares	343,137	1.66 %
A ALDEN AS	Ordinary shares	294,118	1.42 %
S SES AS	Ordinary shares	176,100	0.85 %
E EWIX AS	Ordinary shares	163,323	0.79 %
A A HOLDINGS AS	Ordinary shares	147,059	0.71 %
M MORCO HOLDING AS	Ordinary shares	120,714	0.58 %
C CAMELBACK HOLDING AS	Ordinary shares	112,500	0.54 %
A ART GROUP AS	Ordinary shares	107,593	0.52 %
A ANDERSEN HOLDING AS	Ordinary shares	100,000	0.48 %
A AC INVEST AS	Ordinary shares	100,000	0.48 %
T TERJE ANDERSEN HOLDING AS	Ordinary shares	100,000	0.48 %
C CLAYMORE AS	Ordinary shares	100,000	0.48 %
R REDISCH INVEST AS	Ordinary shares	98,039	0.47 %
TM Tvenge Magnus 1979	Ordinary shares	55,000	0.27 %
BD Birgitte Dalen Cathrine 1985	Ordinary shares	50,371	0.24 %
H HILDING INVEST & ADVISE AS	Ordinary shares	50,000	0.24 %
7 7FJELL VENTURES AS	Ordinary shares	50,000	0.24 %
HP Hofsli Per 1965	Ordinary shares	49,020	0.24 %
L LEVATOR SAFETY AS	Ordinary shares	49,020	0.24 %
S SØLEN AS	Ordinary shares	49,020	0.24 %
A AANERØD AS	Ordinary shares	47,099	0.23 %
Z ZEN GRUPPEN AS Closed	Ordinary shares	42,443	0.21 %
B BRABAK AS	Ordinary shares	40,715	0.2 %
GM Ghazanfar Madiha 1975	Ordinary shares	40,000	0.19 %
S SELACO AS	Ordinary shares	39,543	0.19 %
P PAL & PALS AS	Ordinary shares	36,666	0.18 %
B BÅL AS	Ordinary shares	35,778	0.17 %
L LIBERT AS	Ordinary shares	31,000	0.15 %
KE Kilde Evensen Einar 1976	Ordinary shares	30,446	0.15 %
D D RISK AS	Ordinary shares	29,412	0.14 %
F FOUR INVEST AS	Ordinary shares	29,412	0.14 %
A ATOM INVEST AS	Ordinary shares	27,038	0.13 %
E EMANZONA CONSULTING AS	Ordinary shares	25,000	0.12 %
SV Slinde Vignes Henrik 1984	Ordinary shares	23,084	0.11 %
KS Kvam Stokke Caroline 1989	Ordinary shares	22,741	0.11 %
MC Martinsen Carl-Martin 1980	Ordinary shares	15,670	0.08 %
K KNAUKEN AS	Ordinary shares	14,706	0.07 %
HL Henning Larsen Dag 1959	Ordinary shares	14,664	0.07 %
S SELJEHAUGEN INVEST AS	Ordinary shares	14,394	0.07 %
D DATSUN AS	Ordinary shares	14,162	0.07 %
HE Hornnæss Erik 1937	Ordinary shares	13,583	0.07 %
RT Richard Thomesen Knut 1969	Ordinary shares	13,230	0.06 %
TI Tråsdahl Ingunn 1984	Ordinary shares	12,500	0.06 %
SV Sverre Vik John 1985	Ordinary shares	11,765	0.06 %
K KLOKERE INVEST AS	Ordinary shares	11,518	0.06 %
G GULLBAKK INVEST AS	Ordinary shares	11,430	0.06 %
AD Abdul-Hadi Dib 1986	Ordinary shares	11,375	0.05 %
O OBJECT OBJECT AS	Ordinary shares	10,294	0.05 %
BJ Bjørkvold Jendal Håvard 2001	Ordinary shares	10,000	0.05 %
P PIV INVEST AS	Ordinary shares	10,000	0.05 %
GØ Grorud Øygard Fredrik 1983	Ordinary shares	10,000	0.05 %
TØ Thorsnes Øygard Birte 1983	Ordinary shares	10,000	0.05 %
HJ Hofsli Jørgen 1994	Ordinary shares	9,804	0.05 %
NV Næss Venåshagen Marianne 1977	Ordinary shares	9,804	0.05 %
RB Runeberg Broch Kirsten 1960	Ordinary shares	9,033	0.04 %
TH Tangen Hansen Lise 1975	Ordinary shares	8,547	0.04 %
N NAD INVEST AS	Ordinary shares	7,921	0.04 %
IA Ivanov Alexei 1990	Ordinary shares	7,888	0.04 %
AE Ancher Elboth Elisabeth 1993	Ordinary shares	7,353	0.04 %
EH Eirik Hope Rolf 1959	Ordinary shares	7,000	0.03 %
S SPISKAMMERSET SELSKAPSMAT AS	Ordinary shares	6,308	0.03 %
KM Kvale Mikhael 1990	Ordinary shares	5,775	0.03 %
KC Kvalstad Christian 1978	Ordinary shares	5,000	0.02 %
LE Lende Eriksen Øystein 1994	Ordinary shares	5,000	0.02 %
WE William Ellingsen Edmund 1992	Ordinary shares	4,710	0.02 %
BB Benedicte Busch Holmboe Maria 1990	Ordinary shares	4,500	0.02 %
B BES INVEST AS	Ordinary shares	4,445	0.02 %
TO Tenstad Olav 1960	Ordinary shares	4,336	0.02 %
BK Bjerke Kopperud Camilla 1988	Ordinary shares	4,000	0.02 %
HH Håvard Haug Hanssen Dag 1969	Ordinary shares	4,000	0.02 %
WJ Whist Jarl 1944	Ordinary shares	3,810	0.02 %
MT Mangor-Jensen Thomas 1988	Ordinary shares	3,780	0.02 %
V VIGEN INVEST AS	Ordinary shares	3,373	0.02 %
EH Eriksen Hovland Mats 1992	Ordinary shares	3,259	0.02 %
BE Blom Erlandsen Erik 1974	Ordinary shares	3,000	< 0.01 %
HL Hoai Linh Tran Kristina 1995	Ordinary shares	2,667	< 0.01 %
D DIGEELVA INVEST I AS	Ordinary shares	2,645	< 0.01 %
BN Brodtkorb Nustad Øyvind 1949	Ordinary shares	2,500	< 0.01 %
SA Sjøberg Adam 1986	Ordinary shares	2,450	< 0.01 %
M MOORGATE LTD AS	Ordinary shares	2,441	< 0.01 %
NS Nesjø Stian 1992	Ordinary shares	2,379	< 0.01 %
M MY3M AS	Ordinary shares	2,260	< 0.01 %
FT Furnes Tore 1964	Ordinary shares	2,260	< 0.01 %
LT Løvstad-Sender Tobias 1982	Ordinary shares	2,100	< 0.01 %
KF Kihle Fred 1971	Ordinary shares	1,980	< 0.01 %
AN Andreas Nagell Olav 1954	Ordinary shares	1,905	< 0.01 %
IT Iversen Thomas 1970	Ordinary shares	1,877	< 0.01 %
M MILO-HOLDING AS	Ordinary shares	1,737	< 0.01 %

Shares owned by the HEDER BANK ASA

Name	Share class	Total number of shares	Share
N NORSK GJELDSINFORMASJON AS	Ordinary shares	276	0.06 %

Last update: Sep 25, 2026

Financials

in NOK

Summary

Year	2022	2021
Total operating income	96,458,000	89,936,000
Annual Total Result	19,544,000	33,289,000
Total assets	1,601,357,000	2,144,168,000
Total liabilities	1,360,241,000	1,919,708,000
Total equity	241,116,000	224,460,000

P&L

Year	2022	2021
Total operating income	96,458,000	89,936,000
Total operating costs	58,831,000	57,419,000
Operating result	37,627,000	32,517,000
Financial income/costs	-18,083,000	772,000
Profit before tax	19,544,000	33,289,000
Total tax & extraordinary income/cost	0	0
Annual Total Result	19,544,000	33,289,000

Balance overview

Year	2022	2021
Total fixed assets	193,133,000	374,556,000
Total current assets	1,408,224,000	1,769,612,000
Total assets	1,601,357,000	2,144,168,000
Short term debt	15,458,000	14,451,000
Long term debt	1,344,783,000	1,905,257,000
Total liabilities	1,360,241,000	1,919,708,000
Contributed capital	320,370,000	323,258,000
Retained earnings	-79,254,000	-98,798,000
Total equity	241,116,000	224,460,000
Total equity and liabilities	1,601,357,000	2,144,168,000

Classification

21st company classification

BETA

Industrial large enterprise

HEDER BANK ASA916 012 683

HEDER BANK ASA

Keywords

Organization

Ownership

Financials

Management

Management / administration

Board

Others

Top 10 individual shareholders

Ownership

Company shareholders

Shares owned by the HEDER BANK ASA

Financials

Summary

P&L

Balance overview

Classification