NORSK GJELDSINFORMASJON AS

Sjekk hvor mye du har i forbruksgjeld

Hos Norsk Gjeldsinformasjon kan du få en oversikt over hvor mye usikret gjeld du har hos ulike finansforetak. Vi henter gjeldsinformasjonen direkte fra de aktuelle finansforetakene, og viser hva de har registrert av usikret gjeld på deg. Usikret gjeld er gjeld hvor det ikke foreligger noen pantesikkerhet (f.eks. i bil eller bolig). Har du spørsmål om lån eller kredittkort som er registrert på deg, må du kontakte det aktuelle finansforetaket.

Keywords

collectioninformationcredit conditionsemployment conditionscredit informationcreditworthiness

Links

Organization

CEO: SO
Svein Ove Karstensen1963
Chairman of the board: MH
Michael Hvidsten1972
Years since formation: 7 years; since Dec 4, 2017
Type: Limited company
VAT registered: Yes
Number of employees: 0

Ownership

Number of shares and share classes: 490,435; 1 share class
Total number of shareholders: 41; companies

Financials

Total operating income 2023: 23,065,045; NOK
Annual total result 2023: 4,564,905; NOK
Total equity 2023: 18,099,395; NOK

Last update: Aug 29, 2024

Management

Management / administration

Name	Role	Shares
SO Svein Ove Karstensen 1963	Managing Director/CEO	-

Board

Name	Role	Shares
AD Andres Diez Rabadan 1977	Alternate Member	-
ES Eva-Lill Strandskogen 1959	Observer	-
TS Toril Steinmo 1965	Alternate Member	-
CL Christin Løken 1972	Board Member	-
AM Annika Maria Hanneborg 1969	Board Member	-
ES Erling Salvigsen 1976	Alternate Member	-
BW Bente Windhoel 1965	Alternate Member	-
MH Michael Hvidsten 1972	Chairman	-
HR Henrik Bay Rian 1979	Board Member	-
HW Hildegunn Winther 1987	Board Member	-
KM Kristian Marius Fasting Furulund 1981	Alternate Member	-

Others

Name	Role	Shares
E ERNST & YOUNG AS	Auditor	-
S STATEMENT AS	Accountant	-

Last update: Jun 4, 2024

Ownership

Company shareholders

Name	Share class	Number of shares	Share
D DNB BANK ASA	Ordinary shares	165,215	33.69 %
S SPAREBANK 1 GJELDSINFORMASJON AS	Ordinary shares	80,921	16.5 %
E EIKA GRUPPEN AS	Ordinary shares	52,252	10.65 %
N NORDEA BANK ABP, FILIAL I NORGE	Ordinary shares	39,517	8.06 %
D DANSKE BANK	Ordinary shares	30,017	6.12 %
S SVENSKA HANDELSBANKEN AB NUF	Ordinary shares	26,373	5.38 %
S SPAREBANKEN VEST	Ordinary shares	14,116	2.88 %
S SANTANDER CONSUMER BANK AS	Ordinary shares	11,988	2.44 %
S SPAREBANKEN SØR	Ordinary shares	11,429	2.33 %
S SPAREBANKEN MØRE	Ordinary shares	7,008	1.43 %
S SPAREBANK 1 SOGN OG FJORDANE	Ordinary shares	5,712	1.16 %
S SWEDBANK AB NUF	Ordinary shares	5,346	1.09 %
S SPAREBANKEN ØST	Ordinary shares	4,322	0.88 %
S SPAREBANK 1 HELGELAND	Ordinary shares	3,553	0.72 %
S STOREBRAND BANK ASA	Ordinary shares	3,155	0.64 %
L LANDKREDITT BANK AS	Ordinary shares	2,912	0.59 %
P PARETO BANK ASA	Ordinary shares	2,872	0.59 %
K KLP BANKEN AS	Ordinary shares	2,791	0.57 %
F FANA SPAREBANK	Ordinary shares	2,266	0.46 %
L LEA BANK ASA	Ordinary shares	1,928	0.39 %
R RESURS BANK AB	Ordinary shares	1,741	0.35 %
H HAUGESUND SPAREBANK	Ordinary shares	1,731	0.35 %
S SPARESKILLINGSBANKEN	Ordinary shares	1,466	0.3 %
S SKUDENES & AAKRA SPAREBANK	Ordinary shares	1,402	0.29 %
F FLEKKEFJORD SPAREBANK	Ordinary shares	1,095	0.22 %
S SPAREBANK 68 GRADER NORD	Ordinary shares	1,072	0.22 %
A ASKIM & SPYDEBERG SPAREBANK	Ordinary shares	994	0.2 %
V VOSS SPAREBANK	Ordinary shares	720	0.15 %
A AASEN SPAREBANK	Ordinary shares	691	0.14 %
S SELBU SPAREBANK	Ordinary shares	678	0.14 %
L LUSTER SPAREBANK	Ordinary shares	643	0.13 %
S SPAREBANKEN DIN TELEMARK	Ordinary shares	637	0.13 %
L LILLESANDS SPAREBANK	Ordinary shares	585	0.12 %
S SØGNE OG GREIPSTAD SPAREBANK	Ordinary shares	576	0.12 %
N NIDAROS SPAREBANK	Ordinary shares	486	0.1 %
Ø ØRLAND SPAREBANK	Ordinary shares	481	0.1 %
T TOLGA-OS SPAREBANK	Ordinary shares	480	0.1 %
S STADSBYGD SPAREBANK	Ordinary shares	402	0.08 %
D DRANGEDAL SPAREBANK	Ordinary shares	383	0.08 %
H HEDER BANK ASA	Ordinary shares	276	0.06 %
C CULTURA SPAREBANK	Ordinary shares	203	0.04 %

Last update: May 24, 2024

Financials

in NOK

Summary

Year	2023	2022
Total operating income	23,065,045	17,577,603
Annual Total Result	4,564,905	3,473,439
Total assets	25,110,949	19,266,231
Total liabilities	7,011,554	5,731,741
Total equity	18,099,395	13,534,490

P&L

Year	2023	2022
Total operating income	23,065,045	17,577,603
Total operating costs	18,984,637	14,308,270
Operating result	4,080,407	3,269,333
Financial income/costs	484,498	204,106
Profit before tax	4,564,905	3,473,439
Total tax & extraordinary income/cost	0	0
Annual Total Result	4,564,905	3,473,439

Balance overview

Year	2023	2022
Total fixed assets	11,575,228	4,079,644
Total current assets	13,535,721	15,186,587
Total assets	25,110,949	19,266,231
Short term debt	5,969,036	4,689,223
Long term debt	1,042,518	1,042,518
Total liabilities	7,011,554	5,731,741
Contributed capital	35,505,452	35,505,452
Retained earnings	-17,406,057	-21,970,962
Total equity	18,099,395	13,534,490
Total equity and liabilities	25,110,949	19,266,231

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