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P

PEN UNDERWRITING EUROPE AS988 494 534

Purchase and sale
Limited company
Inger Bang Lunds vei 4 5059 BERGEN, Norge

PEN UNDERWRITING EUROPE AS

Fender Marine - Privat
Alle typer marine forsikringer

Keywords

insurance agentsinsurance brokersinsurance intermediariesmediationannuity policiesinsurance policiesreinsurance policies

Links

Organization

CEO
Chairman of the board
Years since formation
20 years
since Aug 13, 2005
Type
Limited company
VAT registered
No
Number of employees
19

Ownership

Number of shares and share classes
12,200
2 share classes
Total number of shareholders
2
persons
Belongs to group of

Financials

Total operating income 2024
33,835,018
NOK
Annual total result 2024
-8,136,148
NOK
Total equity 2024
1,875,003
NOK
Last update: Jun 14, 2025

Management

Management / administration

NameRoleShares
Managing Director/CEO-

Board

NameRoleShares
Board Member-
Chairman-
Board Member-
Board Member-
Board Member-

Others

NameRoleShares
K
KPMG AS
Auditor-
V
VKST AS
Accountant-
Last update: Feb 24, 2024

Ownership

Company shareholders

NameShare classTotal number of sharesShare
Ordinary shares
11,200
91.8 %
Class B shares
1,000
8.2 %

Shares owned by the PEN UNDERWRITING EUROPE AS

NameShare classTotal number of sharesShare
T
TEAM FM AS
Class B shares
10,000
81.97 %
Last update: Jun 2, 2025

Group structure

Financials

in NOK

Summary

Year2024202320222021
Total operating income
33,835,018
46,858,728
42,281,538
30,082,933
Annual Total Result
-8,136,148
2,823,786
2,371,864
2,648,074
Total assets
19,357,237
23,995,146
25,975,986
19,775,305
Total liabilities
17,482,234
13,983,996
10,002,863
7,305,046
Total equity
1,875,003
10,011,150
15,973,124
12,470,259

P&L

Year2024202320222021
Total operating income
33,835,018
46,858,728
42,281,538
30,082,933
Total operating costs
42,112,766
43,581,372
35,095,395
25,314,371
Operating result
-8,277,747
3,277,356
7,186,143
4,768,562
Financial income/costs
1,985,796
300,344
-2,574,089
-49,483
Profit before tax
-6,291,952
3,577,700
4,612,054
4,719,079
Total tax & extraordinary income/cost
1,844,196
753,914
2,240,190
2,071,005
Annual Total Result
-8,136,148
2,823,786
2,371,864
2,648,074

Balance overview

Year2024202320222021
Total fixed assets
2,841,208
2,138,658
1,880,159
4,626,843
Total current assets
16,516,029
21,856,488
24,095,827
15,148,462
Total assets
19,357,237
23,995,146
25,975,986
19,775,305
Short term debt
9,540,555
6,045,993
10,002,863
7,305,046
Long term debt
7,941,679
7,938,003
0
0
Total liabilities
17,482,234
13,983,996
10,002,863
7,305,046
Contributed capital
1,875,003
8,407,364
10,542,000
9,411,000
Retained earnings
0
1,603,786
5,431,124
3,059,259
Total equity
1,875,003
10,011,150
15,973,124
12,470,259
Total equity and liabilities
19,357,237
23,995,146
25,975,987
19,775,305

Classification

Type of organization
Limited company
Standard industrial classification
K
Main industrial area
Financial and insurance activities
66
Activity
Activities auxiliary to financial services and insurance activities
66.2
Main industrial group
Activities auxiliary to insurance and pension funding
66.22
Industrial group
Activities of insurance agents and brokers
66.220
Industrial group
Activities of insurance agents and brokers