KREDITTFORENINGEN FOR SPAREBANKER

Operating

Kredittforeningen for sparebanker bidrar til å redusere bankenes likviditets- og refinansiering og gir dem rimeligere innlån.

Yte mellomlange og langsiktige lån til sine medlemmer. Bare norske sparebanker kan være medlemmer av foreningen.

Kredittforetak etter lov om finansieringsvirksomhet (10.06.1988 nr. 40). Konsesjon er gitt etter lovens § 3-3 av Kredittilsynet.

Keywords

receiptdepositssubstitutesperformancecreditlendingloansmortgagescredit cardscommercial bankssavings banks

Links

Organization

CEO: LW
Lars Waldemar Lynngård1960
Chairman of the board: PF
Peter Frølich1956
Years since formation: 22 years; since Jun 8, 2004
Type: Company with limited liability
VAT registered: No
Number of employees: 6

Ownership

Number of shares and share classes: 50,000; 1 share class
Total number of shareholders: 40; companies

Last update: Aug 12, 2026

Management

Management / administration

Name	Role	Shares
LW Lars Waldemar Lynngård 1960	Managing Director/CEO	-

Board

Name	Role	Shares
PF Peter Frølich 1956	Chairman	-
AK Anne-Grethe Knudsen 1971	Board Member	-
KO Knut Oscar Fleten 1963	Board Member	-
BA Bjørn Asle Hynne 1972	Board Member	-
JL Jermund Lien Molland 1984	Alternate Member	-
ÅK Åse Kjersti Øverdal 1964	Alternate Member	-
ES Elisabeth Slettedal 1976	Board Member	-

Others

Name	Role	Shares
K KPMG AS	Auditor	-

Top 10 individual shareholders

Name	Role	Shares
MT Mohn Trond 1943	-	2.15 % indirectly

Last update: Feb 1, 2026

Ownership

Company shareholders

Name	Share class	Total number of shares	Share
E EIENDOMSKREDITT AS	Ordinary shares	5,000	10 %
S SPAREBANKEN NORGE	Ordinary shares	4,690	9.38 %
S SPAREBANK 1 SØR-NORGE ASA	Ordinary shares	3,680	7.36 %
S SPAREBANK 1 SOGN OG FJORDANE	Ordinary shares	3,220	6.44 %
S SPAREBANKEN ØST	Ordinary shares	2,760	5.52 %
S SPAREBANK 1 HELGELAND	Ordinary shares	1,840	3.68 %
V VOSS SPAREBANK	Ordinary shares	1,840	3.68 %
S SPAREBANK 1 ØSTFOLD AKERSHUS	Ordinary shares	1,380	2.76 %
S SOGN SPAREBANK	Ordinary shares	1,380	2.76 %
S SPAREBANK 1 NORDMØRE	Ordinary shares	1,380	2.76 %
S SØGNE OG GREIPSTAD SPAREBANK	Ordinary shares	1,200	2.4 %
T TRØNDELAG SPAREBANK	Ordinary shares	1,010	2.02 %
F FLEKKEFJORD SPAREBANK	Ordinary shares	920	1.84 %
S SKAGERRAK SPAREBANK	Ordinary shares	920	1.84 %
A AURSKOG SPAREBANK	Ordinary shares	920	1.84 %
S SPAREBANK 1 ØSTLANDET	Ordinary shares	920	1.84 %
S SPARESKILLINGSBANKEN	Ordinary shares	920	1.84 %
H HALTDALEN SPAREBANK	Ordinary shares	920	1.84 %
S SPAREBANK 1 RINGERIKE HADELAND	Ordinary shares	920	1.84 %
S SPAREBANKEN NARVIK	Ordinary shares	920	1.84 %
H HAUGESUND SPAREBANK	Ordinary shares	920	1.84 %
F FANA SPAREBANK	Ordinary shares	920	1.84 %
J JÆREN SPAREBANK	Ordinary shares	920	1.84 %
S SPAREBANK 68 GRADER NORD	Ordinary shares	920	1.84 %
R ROGALAND SPAREBANK	Ordinary shares	920	1.84 %
N NIDAROS SPAREBANK	Ordinary shares	920	1.84 %
S SPAREBANK 1 SMN	Ordinary shares	920	1.84 %
A AGDER SPAREBANK	Ordinary shares	740	1.48 %
H HEGRA SPAREBANK	Ordinary shares	690	1.38 %
T TOLGA-OS SPAREBANK	Ordinary shares	690	1.38 %
S SKUDENES & AAKRA SPAREBANK	Ordinary shares	560	1.12 %
L LILLESANDS SPAREBANK	Ordinary shares	460	0.92 %
V Valle Sparebank	Ordinary shares	460	0.92 %
Ø ØRLAND SPAREBANK	Ordinary shares	460	0.92 %
R ROMERIKE SPAREBANK	Ordinary shares	460	0.92 %
B BERG SPAREBANK	Ordinary shares	460	0.92 %
T TINDE SPAREBANK	Ordinary shares	460	0.92 %
E EVJE OG HORNNES SPAREBANK	Ordinary shares	460	0.92 %
L LUSTER SPAREBANK	Ordinary shares	460	0.92 %
O ORKLA SPAREBANK	Ordinary shares	460	0.92 %

Last update: Sep 25, 2026

Financials

in NOK

Summary

Year
Total operating income
Annual Total Result
Total assets
Total liabilities
Total equity

P&L

Year
Total operating income
Total operating costs
Operating result
Financial income/costs
Profit before tax
Total tax & extraordinary income/cost
Annual Total Result

Balance overview

Year
Total fixed assets
Total current assets
Total assets
Short term debt
Long term debt
Total liabilities
Contributed capital
Retained earnings
Total equity
Total equity and liabilities

Classification

21st company classification

BETA

Small company

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