OSLOFJORD SPAREBANK

Operating

Oslofjord Sparebank

Fremme sparing ved å ta imot innskudd fra en ubestemt krets av innskytere og å forvalte på trygg måte de midler den rår over i samsvar med de lover og regler som til enhver tid gjelder for sparebanker. Formålet er også å utføre alle forretninger og tjenester som det er vanlig eller naturlig at sparebanker kan utføre i henhold til den til enhver tid gjeldende lovgivning og de til enhver tid gitte offentlige tillatelser.

Bankvirksomhet med konsesjon fra Finansdepartementet

Keywords

receiptdepositssubstitutesperformancecreditlendingloansmortgagescredit cardscommercial bankssavings banks

Organization

CEO: BØ
Bjørn-Erik Øverland1967
Chairman of the board: AV
Anders Venemyr1960
Years since formation: 22 years; since Jul 2, 2003
Type: Savings bank
VAT registered: No
Number of employees: 20

Financials

Total operating income 2024: 143,039,000; NOK
Annual total result 2024: 68,024,000; NOK
Total equity 2024: 628,156,000; NOK

Last update: Sep 9, 2025

Management

Management / administration

Name	Role	Shares
BØ Bjørn-Erik Øverland 1967	Managing Director/CEO	-

Board

Name	Role	Shares
AV Anders Venemyr 1960	Chairman	-
HM Helen Marie Rossvoll 1957	Deputy Chair	-
EB Einar Bratten 1966	Board Member	-
KE Kreeta Elina Mendelin-Norebø 1980	Board Member	-
MK Murat Kula 1977	Alternate Member	-
AM André Modig Brensdal 1986	Board Member	-

Others

Name	Role	Shares
E ERNST & YOUNG AS	Auditor	-
E ECIT SERVICES AS	Accountant	-

Last update: Apr 8, 2025

Ownership

Shares owned by the OSLOFJORD SPAREBANK

Name	Share class	Total number of shares	Share
E EIKA GRUPPEN AS	NO0003110207	194,291	0.75 %
E EIKA VBB AS	Ordinary shares	581	0.43 %
E EIKA BOLIGKREDITT AS	NO0010647167	5,033,507	0.34 %
E EIENDOMSKREDITT AS	Ordinary shares	7,536	0.14 %

Last update: Jun 2, 2025

Financials

in NOK

Summary

Year	2024	2023	2022	2021
Total operating income	143,039,000	131,357,000	111,372,000	112,389,000
Annual Total Result	68,024,000	52,526,000	47,439,000	54,244,000
Total assets	5,571,221,000	4,393,403,000	4,429,411,000	4,499,027,000
Total liabilities	4,943,065,000	3,825,538,000	3,916,854,000	4,048,495,000
Total equity	628,156,000	567,865,000	512,559,000	450,532,000

P&L

Year	2024	2023	2022	2021
Total operating income	143,039,000	131,357,000	111,372,000	112,389,000
Total operating costs	53,821,000	62,453,000	50,035,000	42,213,000
Operating result	89,218,000	68,904,000	61,337,000	70,176,000
Financial income/costs	0	0	0	0
Profit before tax	89,218,000	68,904,000	61,337,000	70,176,000
Total tax & extraordinary income/cost	21,194,000	16,378,000	13,898,000	15,932,000
Annual Total Result	68,024,000	52,526,000	47,439,000	54,244,000

Balance overview

Year	2024	2023	2022	2021
Total fixed assets	18,876,000	21,993,000	16,797,000	4,499,027,000
Total current assets	5,552,345,000	4,371,410,000	4,412,614,000	0
Total assets	5,571,221,000	4,393,403,000	4,429,411,000	4,499,027,000
Short term debt	4,186,509,000	3,255,594,000	3,403,457,000	4,003,303,000
Long term debt	756,556,000	569,944,000	513,397,000	45,192,000
Total liabilities	4,943,065,000	3,825,538,000	3,916,854,000	4,048,495,000
Contributed capital	628,156,000	567,865,000	512,559,000	0
Retained earnings	0	0	0	450,532,000
Total equity	628,156,000	567,865,000	512,559,000	450,532,000
Total equity and liabilities	5,571,221,000	4,393,403,000	4,429,413,000	4,499,027,000

Classification

21st company classification

BETA

Industrial large enterprise

OSLOFJORD SPAREBANK985 750 378