FRAM INSURANCE BROKERS AS
Operating
Forsikringsmegling, herunder megling og tilrettelegging av
sjøforsikring, ordinær skipsmegling og deltagelse i andre selskaper
som driver tilsvarende virksomhet.
Keywords
insurance agentsinsurance brokersinsurance intermediariesmediationannuity policiesinsurance policiesreinsurance policies
Organization
- CEO
- BE
- Chairman of the board
- JG
Jørn Gisvold1960
- Years since formation
- 21 years
- since Jul 30, 2005
- Type
- Limited company
- VAT registered
- No
- Number of employees
- 13
Ownership
- Number of shares and share classes
- 1,950
- 1 share class
- Total number of shareholders
- 6
- 5 companies, 1 person
- Belongs to group of
Financials
- Total operating income 2025
- 34,517,162
- NOK
- Annual total result 2025
- 5,118,547
- NOK
- Total equity 2025
- 10,846,520
- NOK
Last update: Aug 11, 2026
Management
Management / administration
| Name | Role | Shares |
|---|---|---|
BE | Managing Director/CEO | 10.69 % indirectly |
Board
| Name | Role | Shares |
|---|---|---|
JG 1960 | Chairman | - |
TH 1969 | Board Member | - |
PE | Board Member | 18.01 % indirectly |
Others
| Name | Role | Shares |
|---|---|---|
| Auditor | - | |
| Accountant | - |
Top 10 individual shareholders
| Name | Role | Shares |
|---|---|---|
PE | Board Member | 18.01 % indirectly |
| - | 10.69 % indirectly | |
BE | Managing Director/CEO | 10.69 % indirectly |
JØ 1986 | - | 3.38 % indirectly |
Last update: Dec 8, 2025
Ownership
Company shareholders
| Name | Share class | Total number of shares | Share |
|---|---|---|---|
| Ordinary shares | 1,560 | 80 % | |
| Ordinary shares | 160 | 8.21 % | |
| Ordinary shares | 95 | 4.87 % | |
| Ordinary shares | 95 | 4.87 % | |
| Ordinary shares | 30 | 1.54 % | |
| Ordinary shares | 10 | 0.51 % |
Shares owned by the FRAM INSURANCE BROKERS AS
| Name | Share class | Total number of shares | Share |
|---|---|---|---|
| Class B shares | 520 | 2.46 % |
Last update: Jun 2, 2025
Group structure
- Total operating income 2025: NOK 977,526Operating profit 2025: NOK -1,141,620Employees: 0
Financials
in NOK
Summary
| Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
Total operating income | 34,517,162 | 41,001,348 | 30,845,438 | 31,097,540 | 22,978,394 |
Annual Total Result | 5,118,547 | 10,606,228 | 5,841,202 | 5,674,931 | 3,685,168 |
Total assets | 20,661,007 | 24,677,102 | 16,581,449 | 22,347,064 | 14,831,717 |
Total liabilities | 9,814,487 | 18,949,130 | 14,586,704 | 20,393,521 | 7,953,105 |
Total equity | 10,846,520 | 5,727,972 | 1,994,745 | 1,953,543 | 6,878,612 |
P&L
| Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
Total operating income | 34,517,162 | 41,001,348 | 30,845,438 | 31,097,540 | 22,978,394 |
Total operating costs | 27,688,500 | 26,854,507 | 24,357,720 | 23,193,567 | 18,019,680 |
Operating result | 6,828,662 | 14,146,841 | 6,487,718 | 7,903,973 | 4,958,715 |
Financial income/costs | 41,819 | 139,501 | 1,436,047 | 299,609 | 13,384 |
Profit before tax | 6,870,480 | 14,286,342 | 7,923,765 | 8,203,581 | 4,972,099 |
Total tax & extraordinary income/cost | 1,751,933 | 3,680,114 | 2,082,563 | 2,528,650 | 1,286,931 |
Annual Total Result | 5,118,547 | 10,606,228 | 5,841,202 | 5,674,931 | 3,685,168 |
Balance overview
| Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
Total fixed assets | 1,216,356 | 343,863 | 491,797 | 466,350 | 391,784 |
Total current assets | 19,444,652 | 24,333,239 | 16,089,652 | 21,880,713 | 14,439,933 |
Total assets | 20,661,007 | 24,677,102 | 16,581,449 | 22,347,064 | 14,831,717 |
Short term debt | 9,814,487 | 18,949,130 | 14,586,704 | 20,393,521 | 7,953,105 |
Long term debt | 0 | 0 | 0 | 0 | 0 |
Total liabilities | 9,814,487 | 18,949,130 | 14,586,704 | 20,393,521 | 7,953,105 |
Contributed capital | 1,950,000 | 1,950,000 | 1,950,000 | 1,950,000 | 1,950,000 |
Retained earnings | 8,896,520 | 3,777,972 | 44,745 | 3,543 | 4,928,612 |
Total equity | 10,846,520 | 5,727,972 | 1,994,745 | 1,953,543 | 6,878,612 |
Total equity and liabilities | 20,661,007 | 24,677,102 | 16,581,449 | 22,347,064 | 14,831,717 |
Classification
21st company classification
BETA
Small company
Category
Type of organization
Limited company
Standard industrial classification
K
Main industrial area
Financial and insurance activities
66
Activity
Activities auxiliary to financial services and insurance activities
66.2
Main industrial group
Activities auxiliary to insurance and pension funding
66.22
Industrial group
Activities of insurance agents and brokers
66.220
Industrial group
Activities of insurance agents and brokers