JBF SPAREBANK AS
Operating
JBF | Bank og forsikring
Vi er et solid finansselskap som dekker hele ditt bank- og forsikringsbehov gjennom livet.
Utføre forretninger og tjenester som det er vanlig eller naturlig at
banker kan utføre i henhold til den til enhver tid gjeldende
lovgivning og de til enhver tid gitte konsesjoner, samt virksomhet som
naturlig henger sammen med dette.
Fremme sparing ved å ta i mot innskudd fra en ubestemt krets av
innskytere og å forvalte på trygg måte de midler den rår over i
samsvar med de lovregler som til enhver tid gjelder for sparebanker.
Drive finansieringsvirksomhet og med dette yte, formidle og stille
garanti for kreditt og på annen måte medvirke ved finansieringen av
annet enn egen virksomhet, i samsvar med lovgivningen.
Bankforretninger og banktjenester.
Keywords
receiptdepositssubstitutesperformancecreditlendingloansmortgagescredit cardscommercial bankssavings banks
Organization
- CEO
- AØ
- Chairman of the board
- HR
Helge Roar Dalen1965
- Years since formation
- 26 years
- since Dec 5, 2000
- Type
- Limited company
- VAT registered
- No
- Number of employees
- 62
Ownership
- Number of shares and share classes
- 13,151,650
- 1 share class
- Total number of shareholders
- 2
- companies
- Belongs to group of
Financials
- Total operating income 2025
- 372,811,000
- NOK
- Annual total result 2025
- 159,871,000
- NOK
- Total equity 2025
- 1,867,314,000
- NOK
Last update: Oct 13, 2026
Management
Management / administration
| Name | Role | Shares |
|---|---|---|
AØ | Managing Director/CEO | - |
Board
| Name | Role | Shares |
|---|---|---|
HR 1965 | Chairman | - |
TG 1983 | Board Member | - |
ES 1989 | Board Member | - |
TA 1989 | Board Member | - |
Others
| Name | Role | Shares |
|---|---|---|
| Auditor | - |
Last update: Feb 14, 2026
Ownership
Company shareholders
| Name | Share class | Total number of shares | Share |
|---|---|---|---|
| Ordinary shares | 11,286,018 | 85.81 % | |
| Ordinary shares | 1,865,632 | 14.19 % |
Shares owned by the JBF SPAREBANK AS
| Name | Share class | Total number of shares | Share |
|---|---|---|---|
| Ordinary shares | 133,702,670 | 8.91 % | |
| Ordinary shares | 5,338 | 3.92 % | |
| Ordinary shares | 874,452 | 3.27 % | |
| Ordinary shares | 65,071 | 0.71 % |
Last update: Sep 25, 2026
Group structure
- Total operating income 2025: NOK 0Operating profit 2025: NOK -125,000Employees: 0
Financials
in NOK
Summary
| Year | 2024 | 2023 |
|---|---|---|
Total operating income | 372,811,000 | 342,400,000 |
Annual Total Result | 159,871,000 | 131,357,000 |
Total assets | 12,443,115,000 | 11,880,196,000 |
Total liabilities | 10,575,802,000 | 10,120,578,000 |
Total equity | 1,867,314,000 | 1,759,617,000 |
P&L
| Year | 2024 | 2023 |
|---|---|---|
Total operating income | 372,811,000 | 342,400,000 |
Total operating costs | 164,732,000 | 175,279,000 |
Operating result | 208,079,000 | 167,121,000 |
Financial income/costs | 0 | 0 |
Profit before tax | 208,079,000 | 167,121,000 |
Total tax & extraordinary income/cost | 48,208,000 | 35,764,000 |
Annual Total Result | 159,871,000 | 131,357,000 |
Balance overview
| Year | 2024 | 2023 |
|---|---|---|
Total fixed assets | 11,869,931,000 | 11,651,319,000 |
Total current assets | 573,184,000 | 228,877,000 |
Total assets | 12,443,115,000 | 11,880,196,000 |
Short term debt | 9,504,908,000 | 9,076,204,000 |
Long term debt | 1,070,894,000 | 1,044,374,000 |
Total liabilities | 10,575,802,000 | 10,120,578,000 |
Contributed capital | 287,500,000 | 287,500,000 |
Retained earnings | 1,579,814,000 | 1,472,117,000 |
Total equity | 1,867,314,000 | 1,759,617,000 |
Total equity and liabilities | 12,443,116,000 | 11,880,195,000 |
Classification
21st company classification
BETA
Industrial large enterprise
Category
Type of organization
Limited company
Standard industrial classification
K
Main industrial area
Financial and insurance activities
64
Activity
Financial service activities, except insurance and pension funding
64.1
Main industrial group
Monetary intermediation
64.19
Industrial group
Other monetary intermediation
64.190
Industrial group
Other monetary intermediation