LY FORSIKRING ASA

Operating

Ly Forsikring – Ly forsikring – Selective Insurance

Vi er stolte av og anbefaler vårt konsept SELECTIVE INSURANCE SELECTIVE INSURANCE ... er betegnelsen på forsikringsavtaler for kunder med stor respekt for de menneskelige og materielle verdier bedriften forvalter. En selective insurance-kunde oppnår vesentlig bedre forsikringsbetingelser enn hos vanlige forsikringstilbydere Les Mer

Skadeforsikringsvirksomhet for mellomstore bedrifter innenfor de forsikringsklasser selskapet har konsesjon, herunder rene risikoforsikringer (livsforsikring) av høyst ett års varighet, samt annen virksomhet som naturlig henger sammen med forsikringsvirksomhet. I den grad loven tillater det kan selskapet overta gjenforsikring i skadeforsikring og livsforsikring innenfor de forsikringsklasser selskapet har konsesjon.

Direkte skadeforskringsvirksomhet.

Keywords

accident insurancefire insurancehealth insurancetravel insuranceproperty damage insuranceinsurancecarsboatsshipsplanestransport insuranceliability insurance

Organization

CEO: TA
Terje Aabakken1972
Chairman of the board: KU
Kåre Ulvin1962
Years since formation: 15 years; since Apr 30, 2011
Type: Public limited company
VAT registered: No
Number of employees: 83

Ownership

Number of shares and share classes: 2,293,913; 1 share class
Total number of shareholders: 111; 45 companies, 66 persons

Financials

Total operating income 2025: 212,638,000; NOK
Annual total result 2025: -15,971,000; NOK
Total equity 2025: 104,079,000; NOK

Last update: Oct 13, 2026

Management

Management / administration

Name	Role	Shares
TA Terje Aabakken 1972	Managing Director/CEO	-

Board

Name	Role	Shares
KU Kåre Ulvin 1962	Chairman	-
LC Linda Carstens-Svärd 1975	Board Member	-
MS Monika Solberg 1970	Board Member	-
LL Lasse Lie-Breiland 1974	Board Member	-
ØA Øystein Andreas Hamar 1982	Board Member	-
II Ive Isaksen 1969	Board Member	-
MG Morten Grongstad 1975	Alternate Member	-
KH Kristian Holth 1984	Board Member	-
JT Jan Tore Meren 1966	Alternate Member	-
HE Hege Eikeland 1971	Alternate Member	-

Others

Name	Role	Shares
B BDO AS	Auditor	-
E ECIT LILLEHAMMER AS	Accountant	-

Top 10 individual shareholders

Name	Role	Shares
ØF Øivind Fjeld Tor 1979	-	13.3 % indirectly
LS Lindvard Sørhol Nielsen Thorleif 1969	-	6.24 % indirectly
JH Jostein Horten Geir 1968	-	6.02 % directly 0.13 % indirectly 5.89 %
HF Holth Fredrik 1982	-	5.82 % indirectly
HK Holth Kristian 1984	-	5.82 % indirectly
TA Thorstensen Anders 1972	-	4.58 % indirectly
TS Thorstensen Solveig 1977	-	4.58 % indirectly
AT Aabakken Terje 1972	-	4.19 % directly 0.28 % indirectly 3.91 %
KT Kolden Tor 1965	-	4 % indirectly
BL Bøhmer Løkken Kjetil 1972	-	3.05 % indirectly

Last update: Aug 27, 2026

Ownership

Company shareholders

Name	Share class	Total number of shares	Share
Ø ØMF HOLDING AS	Ordinary shares	306,615	13.37 %
A ANNUAL CLASSIC AS	Ordinary shares	306,615	13.37 %
C CONSTRUCTIO AS	Ordinary shares	296,609	12.93 %
M MUSTELIDAE AS	Ordinary shares	143,164	6.24 %
K KADOR AS	Ordinary shares	125,129	5.45 %
T TOR KOLDEN HOLDING AS	Ordinary shares	85,916	3.75 %
M MEREN CONSULTING AS	Ordinary shares	84,571	3.69 %
A AABAKKEN HOLDING AS	Ordinary shares	80,250	3.5 %
S SNOG AS	Ordinary shares	70,458	3.07 %
K KEWA INVEST AS	Ordinary shares	67,798	2.96 %
T TORBJØRN SEIELSTAD HOLDING AS	Ordinary shares	64,033	2.79 %
E ERLING TVETE AS	Ordinary shares	62,962	2.74 %
Å ÅNUNG LØYPE HOLDING AS	Ordinary shares	55,601	2.42 %
L LARS MEDBY HOLDING AS	Ordinary shares	54,437	2.37 %
A ARNE KOLDEN HOLDING AS	Ordinary shares	53,173	2.32 %
A AB INVESTMENT AS	Ordinary shares	51,370	2.24 %
HR Henning Røisland Jan 1973	Ordinary shares	22,748	0.99 %
S STRAMRUD HOLDING AS	Ordinary shares	22,293	0.97 %
T TRAVERS HOLDING AS	Ordinary shares	21,695	0.95 %
JB Jarleif Bolstad Steinar 1946	Ordinary shares	21,050	0.92 %
H HORTEN HUS FINANS AS	Ordinary shares	19,021	0.83 %
M MAL EIENDOM AS	Ordinary shares	18,970	0.83 %
LM Larem Martin 1973	Ordinary shares	17,151	0.75 %
NR Nilssen Røisland Linda 1975	Ordinary shares	15,565	0.68 %
K KILLI HOLDING AS	Ordinary shares	13,571	0.59 %
M MERKOL EIENDOM AS	Ordinary shares	11,718	0.51 %
T T B EIENDOM AS	Ordinary shares	11,687	0.51 %
A AMBLE INVESTMENT AS	Ordinary shares	10,000	0.44 %
M MOLIN HOLDING AS	Ordinary shares	9,121	0.4 %
KS Kolltveit Schonhowd Kjetil 1967	Ordinary shares	8,504	0.37 %
SA Skogstad Asle 1959	Ordinary shares	8,488	0.37 %
SL Sigvald Loe Bjørn 1951	Ordinary shares	6,893	0.3 %
R RYLANDSHOLM HOLDING AS	Ordinary shares	6,837	0.3 %
M MIMER AS	Ordinary shares	6,836	0.3 %
AT Aabakken Terje 1972	Ordinary shares	6,341	0.28 %
HK Helge Kigen Alf 1958	Ordinary shares	6,308	0.27 %
A ASPESLETTEN EIENDOMMER AS	Ordinary shares	6,000	0.26 %
T TØFTUM INVEST AS	Ordinary shares	5,903	0.26 %
P PEHVA AS	Ordinary shares	5,500	0.24 %
P PHAR HOLDING AS	Ordinary shares	4,887	0.21 %
ØK Øie Kolden Mathias 1995	Ordinary shares	4,623	0.2 %
JB Jørgensen Bjørn-Gunnar 1983	Ordinary shares	4,546	0.2 %
S SØBERG INVEST VINSTRA AS	Ordinary shares	4,329	0.19 %
MB Mette Berger Kolden Anne 1961	Ordinary shares	4,237	0.18 %
FG Flaten Gunnar 1969	Ordinary shares	3,935	0.17 %
RI Risheim Ivar 1954	Ordinary shares	3,935	0.17 %
TT Torbjørn Tøftum Eivind 1950	Ordinary shares	3,935	0.17 %
S SULBU AS	Ordinary shares	3,834	0.17 %
N NIKO AS	Ordinary shares	3,790	0.17 %
P PSB INVEST AS	Ordinary shares	3,790	0.17 %
K KERICO AS	Ordinary shares	3,715	0.16 %
WH William Heitmark Pål 1984	Ordinary shares	3,157	0.14 %
B BIRGER PEDERSEN CONSULTING AS	Ordinary shares	3,000	0.13 %
JH Jostein Horten Geir 1968	Ordinary shares	2,951	0.13 %
GH Grethe Horten Anne 1963	Ordinary shares	2,951	0.13 %
C CONTRA INVEST AS	Ordinary shares	2,755	0.12 %
DM Dahlsbakken Morten 1960	Ordinary shares	2,652	0.12 %
JO Jørgen Olsen Hans 1965	Ordinary shares	2,257	0.1 %
H HERMAN MEREN AS	Ordinary shares	2,072	0.09 %
TE Tangerud Eskil 1983	Ordinary shares	2,066	0.09 %
MO Mildrid Olstad Horten Bjørg 1941	Ordinary shares	1,968	0.09 %
HA Hvattum Anne 1973	Ordinary shares	1,758	0.08 %
AH Andre Hemli Krogstad Victor 1970	Ordinary shares	1,679	0.07 %
EH Eikeland Hege 1971	Ordinary shares	1,539	0.07 %
I IDUN MEREN AS	Ordinary shares	1,500	0.07 %
IK Ivar Kolden Hans 1958	Ordinary shares	1,250	0.05 %
SM Solberg Monika 1970	Ordinary shares	1,167	0.05 %
CM Carlsen Mads 1978	Ordinary shares	1,125	0.05 %
HS Hagen Steinar 1969	Ordinary shares	1,047	0.05 %
AH Andreas Hamar Øystein 1982	Ordinary shares	902	0.04 %
OK Olav Kaspar Idsø Knud 1961	Ordinary shares	829	0.04 %
JR Janet Revheim Astrid 1975	Ordinary shares	780	0.03 %
N NYGATA 16 AS	Ordinary shares	715	0.03 %
RA Rasmus Ahlholm Tuomo 1990	Ordinary shares	700	0.03 %
EB Even Bakken Ole 1987	Ordinary shares	667	0.03 %
KK Kanestrøm Kristoffer 1983	Ordinary shares	645	0.03 %
AP Alexandersen Petter 1968	Ordinary shares	520	0.02 %
S SURESOKKE AS	Ordinary shares	508	0.02 %
NF Nilsen Frode 1981	Ordinary shares	498	0.02 %
KE Kolden Espen 1988	Ordinary shares	494	0.02 %
ES Ekeberg Schjerve Pål 1985	Ordinary shares	452	0.02 %
FG Furrevik Gjestvang Gustav 1979	Ordinary shares	448	0.02 %
FO Fossli Odin 1997	Ordinary shares	448	0.02 %
GM Grongstad Morten 1975	Ordinary shares	448	0.02 %
HS Helmøen Skøien Jøran 1964	Ordinary shares	448	0.02 %
ES Einar Strand Per 1979	Ordinary shares	431	0.02 %
BS Bekkemellem Snekkerlien Jan-Kenneth 1986	Ordinary shares	346	0.02 %
KT Kogstad Tom-Erik 1992	Ordinary shares	333	< 0.01 %
BJ Benonisen Jack 1965	Ordinary shares	300	< 0.01 %
RA Rusten Aabakken Christian 1996	Ordinary shares	292	< 0.01 %
RN Rye Norgren Harald 1983	Ordinary shares	261	< 0.01 %
MH Marie Hermansen Knutson Kristin 1970	Ordinary shares	252	< 0.01 %
LL Lie-Breiland Lasse 1974	Ordinary shares	250	< 0.01 %
IM Inge Martin Bae Mysen Erik 1966	Ordinary shares	250	< 0.01 %
HO Hjort Ove 1971	Ordinary shares	250	< 0.01 %
H HOLSTEGAARDEN AS	Ordinary shares	250	< 0.01 %
BG Belsvik Geir 1970	Ordinary shares	242	< 0.01 %
II Isaksen Ive 1969	Ordinary shares	228	< 0.01 %
GS Gupta Sachin 1980	Ordinary shares	207	< 0.01 %
PS Pedersen Stig 1972	Ordinary shares	172	< 0.01 %

Shares owned by the LY FORSIKRING ASA

Name	Share class	Total number of shares	Share
N NÆRINGSBANKEN ASA	Ordinary shares	1,640,921	1.64 %

Last update: Sep 25, 2026

Financials

in NOK

Summary

Year	2022	2021
Total operating income	212,638,000	155,813,046
Annual Total Result	-15,971,000	13,540,894
Total assets	1,029,389,000	733,667,472
Total liabilities	925,312,000	615,331,188
Total equity	104,079,000	118,336,285

P&L

Year	2022	2021
Total operating income	212,638,000	155,813,046
Total operating costs	230,847,000	152,815,757
Operating result	-18,209,000	2,997,289
Financial income/costs	-1,527,000	11,980,861
Profit before tax	-19,736,000	14,978,150
Total tax & extraordinary income/cost	-3,765,000	1,437,256
Annual Total Result	-15,971,000	13,540,894

Balance overview

Year	2022	2021
Total fixed assets	20,179,000	160,319,539
Total current assets	1,009,210,000	573,347,933
Total assets	1,029,389,000	733,667,472
Short term debt	235,755,000	194,289,324
Long term debt	689,557,000	421,041,864
Total liabilities	925,312,000	615,331,188
Contributed capital	133,427,000	131,716,041
Retained earnings	-29,348,000	-13,379,756
Total equity	104,079,000	118,336,285
Total equity and liabilities	1,029,391,000	733,667,473

Classification

21st company classification

BETA

Industrial large enterprise

LY FORSIKRING ASA996 547 639