HAYON AS

Operating

Hayon | Ingen kjenner boliglånsmarkedet bedre

Hayon er et norsk fintech- og analyseselskap. Med vår innsikt og ekspertise leverer vi smarte løsninger innenfor boliglånsmarkedet. Det inkluderer vårt interaktive analyseverktøy Hayon Analytics, forbrukertjenesten Renteradar og en kvartalsrapport om boliglånsmarkedet.

Forbrukerstøtte innenfor økonomi.

Rådgivning innen privatøkonomi.

Keywords

auxiliary activitiesfinancial intermediationprocessingsettlementtransactionscredit card transactionsinvestment advicefinancial advicefinancial brokerage

Organization

CEO: FS
Fredrik Stang Heffermehl1989
Chairman of the board: SN
Sindre Noss1978
Years since formation: 8 years; since Oct 10, 2018
Type: Limited company
VAT registered: Yes
Number of employees: 12

Ownership

Number of shares and share classes: 164,468; 1 share class
Total number of shareholders: 197; 76 companies, 121 persons

Financials

Total operating income 2024: 11,298,781; NOK
Annual total result 2024: -1,513,036; NOK
Total equity 2024: 5,419,383; NOK

Last update: Mar 12, 2026

Locations

Company address
Youngstorget 3 0181 OSLO, Norge
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Management

Management / administration

Name	Role	Shares
FS Fredrik Stang Heffermehl 1989	Managing Director/CEO	21.29 % indirectly

Board

Name	Role	Shares
SN Sindre Noss 1978	Chairman	30.12 % indirectly
IF Ingeborg Faye Vågsholm 1982	Board Member	-
HS Halvard Skogheim 1978	Board Member	-
JH Jarle Haug 1962	Board Member	-
FO Finn Olav Brækken 1990	Board Member	6.36 % indirectly

Others

Name	Role	Shares
T TO STREKER ØKONOMI AS	Accountant	-
R REVICOM AS	Auditor	-

Top 10 individual shareholders

Name	Role	Shares
SN Sindre Noss 1978	Chairman	30.12 % indirectly
FS Fredrik Stang Heffermehl 1989	Managing Director/CEO	21.29 % indirectly
AM Axel Maurice Busch-Christensen 1983	-	6.72 % indirectly
AS Anders Svamo Jørgensen 1984	-	6.72 % indirectly
FO Finn Olav Brækken 1990	Board Member	6.36 % indirectly
AN Amund Noss 1971	-	3.1 % indirectly
TR Thomas Rene Vervik Haugen 1982	-	1.27 % indirectly

Last update: Jan 6, 2024

Ownership

Company shareholders

Name	Share class	Total number of shares	Share
H HORG AS	Ordinary shares	54,438	33.1 %
B BJARTULF AS	Ordinary shares	26,912	16.36 %
A AMEDIA AS	Ordinary shares	13,483	8.2 %
A ARON CAPITAL AS	Ordinary shares	11,986	7.29 %
M MOVE 37 AS	Ordinary shares	10,458	6.36 %
A AXAN INVEST AS	Ordinary shares	10,118	6.15 %
B BJARTULF VENTURE AS	Ordinary shares	8,100	4.92 %
S SENIOR DEV AS	Ordinary shares	2,090	1.27 %
A ASKELADDEN & CO FELLESINVEST 2 AS	Ordinary shares	1,878	1.14 %
T TIGAREN AS	Ordinary shares	1,542	0.94 %
O OBEHI VENTURE AS	Ordinary shares	1,350	0.82 %
T TURRE AS	Ordinary shares	1,250	0.76 %
N NODEST AS	Ordinary shares	1,204	0.73 %
S STACKINPAPER HOLDING AS Closed	Ordinary shares	1,156	0.7 %
BS Borrero Simon	Ordinary shares	1,156	0.7 %
W WEISSHORN AS	Ordinary shares	947	0.58 %
B BAHIA AS	Ordinary shares	709	0.43 %
H HYLLUN AS	Ordinary shares	666	0.4 %
JA Janson Albert	Ordinary shares	578	0.35 %
MN Matherson Nathaniel	Ordinary shares	578	0.35 %
TR Terje Reutz 1983	Ordinary shares	578	0.35 %
A A GROUP AS	Ordinary shares	578	0.35 %
AB Anders Bidne 1989	Ordinary shares	500	0.3 %
F FENESTRA AS	Ordinary shares	459	0.28 %
S STEELBIRD AS	Ordinary shares	401	0.24 %
G GRÅSTEIN INVEST AS	Ordinary shares	400	0.24 %
I INSETO AS	Ordinary shares	289	0.18 %
C CCC VEKST AS	Ordinary shares	289	0.18 %
H HØVEL AS	Ordinary shares	286	0.17 %
S SKOGHEIM INVESTERING AS	Ordinary shares	271	0.16 %
ML Martine Lien Engerud 1980	Ordinary shares	260	0.16 %
O ODLU AS	Ordinary shares	258	0.16 %
K KAKB INVEST AS	Ordinary shares	250	0.15 %
D DS CAPITAL AS	Ordinary shares	241	0.15 %
K KROGHOLM AS	Ordinary shares	225	0.14 %
M MARATHON HOLDING AS	Ordinary shares	225	0.14 %
K KODEWORD AS	Ordinary shares	225	0.14 %
S SOHDA HOLDING AS	Ordinary shares	224	0.14 %
J JOKKMOKK INVEST AS	Ordinary shares	224	0.14 %
C CFR HOLDING AS	Ordinary shares	224	0.14 %
JR Jesper Riis-Johannessen 1989	Ordinary shares	212	0.13 %
TM Terje Mollestad 1978	Ordinary shares	201	0.12 %
B BLAIRHEL INVEST AS	Ordinary shares	179	0.11 %
N NICZON HOLDING AS	Ordinary shares	177	0.11 %
CC Carsten Christopher Raabe 1988	Ordinary shares	174	0.11 %
HL Henrik Lødrup Parnemann 1989	Ordinary shares	174	0.11 %
ML Monrad-Hansen Lorentzen Elisabeth 1989	Ordinary shares	174	0.11 %
HB Harald Blair Berg 1985	Ordinary shares	174	0.11 %
E EHR CAPITAL AS	Ordinary shares	174	0.11 %
CS Christian Steenstrup 1978	Ordinary shares	162	0.1 %
AS Anders Selstrøm Moe 1977	Ordinary shares	146	0.09 %
MT Magnus Tandstad Wibe 1986	Ordinary shares	119	0.07 %
M MARITIME CORPORATE AS	Ordinary shares	113	0.07 %
FL Fay Lena Grenersen 1972	Ordinary shares	113	0.07 %
ES Espen Samnøen 1995	Ordinary shares	112	0.07 %
AN Andreas Nergaard 1989	Ordinary shares	112	0.07 %
GB Gry Bergene 1973	Ordinary shares	112	0.07 %
PS Peder Stang 1979	Ordinary shares	112	0.07 %
JD Jonas Drage Støeng 1979	Ordinary shares	107	0.07 %
JV Jakob Vårdal 1981	Ordinary shares	106	0.06 %
G GLITRE INVEST AS	Ordinary shares	100	0.06 %
K KVILE INVEST AS	Ordinary shares	100	0.06 %
GE Georg Erling Svendsen 1975	Ordinary shares	100	0.06 %
JM John Magnus Nergård 1984	Ordinary shares	100	0.06 %
W WHITESTONE AS	Ordinary shares	100	0.06 %
E ESPEN WOLD HOLDING AS	Ordinary shares	100	0.06 %
CT Christopher Thorjussen 1977	Ordinary shares	100	0.06 %
JH Jørgen Haug 1987	Ordinary shares	89	0.05 %
S SKYFER AS	Ordinary shares	83	0.05 %
AB Andreas Buunk 1985	Ordinary shares	77	0.05 %
SS Stian Svendsen Haugen 1979	Ordinary shares	77	0.05 %
KD Kjetil Dahl Finmark 1988	Ordinary shares	71	0.04 %
ØS Ørjan Stange Bye 1974	Ordinary shares	70	0.04 %
CL Christer Ljones 1977	Ordinary shares	70	0.04 %
SH Signe Haakanes 1970	Ordinary shares	70	0.04 %
AN Arild Nergaard 1974	Ordinary shares	68	0.04 %
B BEOLIS AS	Ordinary shares	68	0.04 %
HM Henning M Solgård 1974	Ordinary shares	68	0.04 %
K KEMOSABE INVEST AS	Ordinary shares	68	0.04 %
R RETI INVEST AS Under liquidation	Ordinary shares	68	0.04 %
I INWAVE AS	Ordinary shares	68	0.04 %
SB Simen Bryn 1990	Ordinary shares	65	0.04 %
GM Gro Merete Brækken 1952	Ordinary shares	57	0.03 %
N NYHAVN INVEST AS	Ordinary shares	56	0.03 %
MG Morten Gunnar Kleveland 1987	Ordinary shares	56	0.03 %
KB Kjartan Boga Eikeland 1996	Ordinary shares	56	0.03 %
A AMIGO HOLDING AS	Ordinary shares	55	0.03 %
T THAL EIENDOM AS	Ordinary shares	50	0.03 %
KL Kristoffer Løvmo Hansen 1989	Ordinary shares	50	0.03 %
AH Aksel Heitman Olsen 1991	Ordinary shares	50	0.03 %
L LØNNIS AS	Ordinary shares	48	0.03 %
B BACHELIER AS	Ordinary shares	46	0.03 %
S STORAAS-BARSNES AS	Ordinary shares	45	0.03 %
E ENKERLIN INVEST AS	Ordinary shares	45	0.03 %
T TWI HOLDING AS	Ordinary shares	45	0.03 %
S STORANG HOLDING AS	Ordinary shares	44	0.03 %
TI Trond Inge Andersen 1982	Ordinary shares	44	0.03 %
SJ Sigurd Jevne 1980	Ordinary shares	44	0.03 %
B BEAUMONT HOLDING AS	Ordinary shares	44	0.03 %
E ELYSIUM HOLDINGS AS	Ordinary shares	44	0.03 %

Last update: Jun 2, 2025

Financials

in NOK

Summary

Year	2024	2023	2022	2021
Total operating income	11,298,781	8,577,271	3,206,471	809,238
Annual Total Result	-1,513,036	-1,850,998	-3,056,651	-4,563,782
Total assets	9,063,137	11,524,559	5,472,613	7,139,661
Total liabilities	3,643,754	4,592,140	4,417,955	3,028,352
Total equity	5,419,383	6,932,420	1,054,658	4,111,309

P&L

Year	2024	2023	2022	2021
Total operating income	11,298,781	8,577,271	3,206,471	809,238
Total operating costs	11,755,263	10,329,064	6,252,733	5,348,968
Operating result	-456,482	-1,751,794	-3,046,262	-4,539,731
Financial income/costs	-1,056,554	-99,205	-10,389	-24,052
Profit before tax	-1,513,036	-1,850,998	-3,056,651	-4,563,782
Total tax & extraordinary income/cost	0	0	0	0
Annual Total Result	-1,513,036	-1,850,998	-3,056,651	-4,563,782

Balance overview

Year	2024	2023	2022	2021
Total fixed assets	3,641,474	3,294,347	2,603,421	2,229,880
Total current assets	5,421,663	8,230,212	2,869,192	4,909,781
Total assets	9,063,137	11,524,559	5,472,613	7,139,661
Short term debt	1,718,754	2,192,140	2,017,955	628,352
Long term debt	1,925,000	2,400,000	2,400,000	2,400,000
Total liabilities	3,643,754	4,592,140	4,417,955	3,028,352
Contributed capital	6,932,420	6,932,420	10,260,830	10,260,830
Retained earnings	-1,513,036	0	-9,206,172	-6,149,521
Total equity	5,419,383	6,932,420	1,054,658	4,111,309
Total equity and liabilities	9,063,137	11,524,559	5,472,613	7,139,661

Classification

21st company classification

BETA

Scaleup

HAYON AS921 534 191

HAYON AS

Keywords

Links

Organization

Ownership

Financials

Locations

Management

Management / administration

Board

Others

Top 10 individual shareholders

Ownership

Company shareholders

Financials

Summary

P&L

Balance overview

Classification