CLOUD INSURANCE AS
Cloud Insurance is a seamless all-in-one insurtech solution for agents, insurance companies, brokers, and MGAs. From policy administration, claims management, to insurance distribution, finances, reporting, and customer journeys. Automate everything needed in your day-to-day life as an insurer.
Keywords
program developmentsoftware
Organization
- CEO
- AS
Axel Sjøstedt1985
- Chairman of the board
- RB
Ragnar Bø1955
- Years since formation
- 12 years
- since Aug 14, 2012
- Type
- Limited company
- VAT registered
- Yes
- Number of employees
- 13
Ownership
- Number of shares and share classes
- 16,073,000
- 1 share class
- Total number of shareholders
- 58
- 34 companies, 24 persons
Financials
- Total operating income 2023
- 24,105,499
- NOK
- Annual total result 2023
- -9,917,031
- NOK
- Total equity 2023
- 1,767,435
- NOK
Last update: Oct 14, 2024
Management
Management / administration
| Name | Role | Shares |
|---|---|---|
AS 1985 | Managing Director/CEO | 36.09 % indirectly |
Board
| Name | Role | Shares |
|---|---|---|
RB 1955 | Chairman | 1.99 % indirectly |
HN | Board Member | 25.51 % indirectly |
MM 1979 | Board Member | - |
TT 1977 | Board Member | - |
Others
| Name | Role | Shares |
|---|---|---|
| Auditor | - | |
| Accountant | - |
Top 10 individual shareholders
| Name | Role | Shares |
|---|---|---|
AS 1985 | Managing Director/CEO | 36.09 % indirectly |
HN | Board Member | 25.51 % indirectly |
TS 1968 | - | 3.95 % indirectly |
HH | - | 3.42 % indirectly |
TT 1974 | - | 2.8 % indirectly |
MJ 1981 | - | 2.49 % indirectly |
RB 1955 | Chairman | 1.99 % indirectly |
ZP 1984 | - | 1.43 % directly |
| - | 1.15 % indirectly |
Last update: Jul 19, 2024
Ownership
Company shareholders
| Name | Share class | Number of shares | Share |
|---|---|---|---|
| Ordinary shares | 5,800,000 | 36.09 % | |
| Ordinary shares | 4,100,000 | 25.51 % | |
| Ordinary shares | 805,000 | 5.01 % | |
| Ordinary shares | 635,000 | 3.95 % | |
| Ordinary shares | 550,000 | 3.42 % | |
| Ordinary shares | 450,000 | 2.8 % | |
| Ordinary shares | 400,000 | 2.49 % | |
| Ordinary shares | 320,600 | 1.99 % | |
ZP 1984 | Ordinary shares | 230,000 | 1.43 % |
| Ordinary shares | 188,000 | 1.17 % | |
| Ordinary shares | 184,100 | 1.15 % | |
| Ordinary shares | 180,108 | 1.12 % | |
GH | Ordinary shares | 160,000 | 1 % |
CH | Ordinary shares | 150,000 | 0.93 % |
| Ordinary shares | 132,700 | 0.83 % | |
| Ordinary shares | 101,600 | 0.63 % | |
| Ordinary shares | 100,000 | 0.62 % | |
| Ordinary shares | 80,500 | 0.5 % | |
| Ordinary shares | 80,000 | 0.5 % | |
| Ordinary shares | 79,100 | 0.49 % | |
| Ordinary shares | 75,000 | 0.47 % | |
| Ordinary shares | 75,000 | 0.47 % | |
| Ordinary shares | 72,000 | 0.45 % | |
| Ordinary shares | 70,000 | 0.44 % | |
| Ordinary shares | 65,000 | 0.4 % | |
KA | Ordinary shares | 64,400 | 0.4 % |
| Ordinary shares | 61,500 | 0.38 % | |
| Ordinary shares | 60,000 | 0.37 % | |
| Ordinary shares | 60,000 | 0.37 % | |
| Ordinary shares | 56,200 | 0.35 % | |
| Ordinary shares | 55,000 | 0.34 % | |
| Ordinary shares | 55,000 | 0.34 % | |
| Ordinary shares | 52,500 | 0.33 % | |
| Ordinary shares | 46,900 | 0.29 % | |
| Ordinary shares | 46,400 | 0.29 % | |
| Ordinary shares | 45,600 | 0.28 % | |
BV | Ordinary shares | 45,000 | 0.28 % |
| Ordinary shares | 34,000 | 0.21 % | |
| Ordinary shares | 32,000 | 0.2 % | |
| Ordinary shares | 30,000 | 0.19 % | |
| Ordinary shares | 25,000 | 0.16 % | |
| Ordinary shares | 25,000 | 0.16 % | |
HA | Ordinary shares | 22,500 | 0.14 % |
| Ordinary shares | 22,500 | 0.14 % | |
| Ordinary shares | 20,000 | 0.12 % | |
AK | Ordinary shares | 17,550 | 0.11 % |
YA 1987 | Ordinary shares | 14,400 | 0.09 % |
| Ordinary shares | 12,700 | 0.08 % | |
TB 1985 | Ordinary shares | 12,500 | 0.08 % |
HV 1988 | Ordinary shares | 10,000 | 0.06 % |
| Ordinary shares | 10,000 | 0.06 % | |
PL 1980 | Ordinary shares | 10,000 | 0.06 % |
RP 1981 | Ordinary shares | 10,000 | 0.06 % |
| Ordinary shares | 9,525 | 0.06 % | |
| Ordinary shares | 7,917 | 0.05 % | |
VU 1980 | Ordinary shares | 7,500 | 0.05 % |
MS 1992 | Ordinary shares | 4,700 | 0.03 % |
DM | Ordinary shares | 3,000 | 0.02 % |
Shares owned by the CLOUD INSURANCE AS
| Name | Share class | Number of shares | Share |
|---|---|---|---|
| Ordinary shares | 180,108 | 1.12 % |
Last update: May 24, 2024
Financials
in NOK
Summary
| Year | 2023 | 2022 | 2021 |
|---|---|---|---|
Total operating income | 24,105,499 | 15,537,588 | 9,440,012 |
Annual Total Result | -9,917,031 | -9,878,605 | -8,227,700 |
Total assets | 24,709,690 | 23,805,775 | 16,074,641 |
Total liabilities | 22,942,255 | 25,322,681 | 7,377,687 |
Total equity | 1,767,435 | -1,516,906 | 8,696,955 |
P&L
| Year | 2023 | 2022 | 2021 |
|---|---|---|---|
Total operating income | 24,105,499 | 15,537,588 | 9,440,012 |
Total operating costs | 32,557,062 | 27,740,445 | 20,154,029 |
Operating result | -8,451,563 | -12,202,858 | -10,714,017 |
Financial income/costs | -1,465,468 | -338,825 | -16,700 |
Profit before tax | -9,917,031 | -12,541,683 | -10,730,716 |
Total tax & extraordinary income/cost | 0 | -2,663,078 | -2,503,016 |
Annual Total Result | -9,917,031 | -9,878,605 | -8,227,700 |
Balance overview
| Year | 2023 | 2022 | 2021 |
|---|---|---|---|
Total fixed assets | 13,567,672 | 10,471,515 | 4,863,392 |
Total current assets | 11,142,018 | 13,334,260 | 11,211,249 |
Total assets | 24,709,690 | 23,805,775 | 16,074,641 |
Short term debt | 5,048,755 | 5,947,127 | 3,377,687 |
Long term debt | 17,893,500 | 19,375,554 | 4,000,000 |
Total liabilities | 22,942,255 | 25,322,681 | 7,377,687 |
Contributed capital | 1,767,435 | 145,259 | 18,271,989 |
Retained earnings | 0 | -1,662,165 | -9,575,035 |
Total equity | 1,767,435 | -1,516,906 | 8,696,955 |
Total equity and liabilities | 24,709,690 | 23,805,775 | 16,074,641 |
Classification
Category
Type of organization
Limited company
Classification of institutional sector
INNL
Domestic sectors
A_IKKE-FIN
Non-financial corporations
2100
Private non-financial incorporated enterprises
Standard industrial classification
J
Main industrial area
Information and communication
62
Activity
Computer programming; consultancy and related activities
62.0
Main industrial group
Computer programming, consultancy and related activities
62.01
Industrial group
Computer programming activities
62.010
Industrial group
Computer programming activities