CLOUD INSURANCE AS
Cloud Insurance is a seamless all-in-one insurtech solution for agents, insurance companies, brokers, and MGAs. From policy administration, claims management, to insurance distribution, finances, reporting, and customer journeys. Automate everything needed in your day-to-day life as an insurer.
Keywords
program developmentsoftware
Organization
- CEO
- AS
Axel Sjøstedt1985
- Chairman of the board
- RB
Ragnar Bø1955
- Years since formation
- 13 years
- since Aug 14, 2012
- Type
- Limited company
- VAT registered
- Yes
- Number of employees
- 11
Ownership
- Number of shares and share classes
- 29,411,857
- 1 share class
- Total number of shareholders
- 65
- 37 companies, 28 persons
Financials
- Total operating income 2024
- 24,881,243
- NOK
- Annual total result 2024
- 1,208,534
- NOK
- Total equity 2024
- 9,800,050
- NOK
Last update: May 14, 2025
Management
Management / administration
| Name | Role | Shares |
|---|---|---|
AS 1985 | Managing Director/CEO | 19.72 % indirectly |
Board
| Name | Role | Shares |
|---|---|---|
RB 1955 | Chairman | 6.79 % indirectly |
HL | Board Member | 13.94 % indirectly |
MM 1979 | Board Member | 2.75 % indirectly |
TT 1977 | Board Member | - |
Others
| Name | Role | Shares |
|---|---|---|
| Auditor | - | |
| Accountant | - |
Top 10 individual shareholders
| Name | Role | Shares |
|---|---|---|
AS 1985 | Managing Director/CEO | 19.72 % indirectly |
HL | Board Member | 13.94 % indirectly |
RB 1955 | Chairman | 6.79 % indirectly |
TS 1968 | - | 4.96 % indirectly |
PS | - | 3.65 % indirectly |
TE 1981 | - | 3.4 % indirectly |
GH | - | 3.36 % directly |
MJ 1981 | - | 2.96 % indirectly |
MM 1979 | Board Member | 2.75 % indirectly |
TT 1974 | - | 2.72 % indirectly |
Last update: Jul 19, 2024
Ownership
Company shareholders
| Name | Share class | Total number of shares | Share |
|---|---|---|---|
| Ordinary shares | 5,800,000 | 19.72 % | |
| Ordinary shares | 4,100,000 | 13.94 % | |
| Ordinary shares | 1,997,000 | 6.79 % | |
| Ordinary shares | 1,805,000 | 6.14 % | |
| Ordinary shares | 1,460,000 | 4.96 % | |
| Ordinary shares | 1,075,000 | 3.65 % | |
| Ordinary shares | 1,000,000 | 3.4 % | |
GH | Ordinary shares | 988,830 | 3.36 % |
| Ordinary shares | 870,400 | 2.96 % | |
| Ordinary shares | 800,000 | 2.72 % | |
| Ordinary shares | 683,404 | 2.32 % | |
ZP 1984 | Ordinary shares | 580,480 | 1.97 % |
| Ordinary shares | 560,000 | 1.9 % | |
| Ordinary shares | 553,630 | 1.88 % | |
| Ordinary shares | 550,000 | 1.87 % | |
| Ordinary shares | 525,452 | 1.79 % | |
| Ordinary shares | 500,000 | 1.7 % | |
| Ordinary shares | 394,786 | 1.34 % | |
| Ordinary shares | 366,089 | 1.24 % | |
| Ordinary shares | 355,544 | 1.21 % | |
| Ordinary shares | 290,425 | 0.99 % | |
| Ordinary shares | 250,000 | 0.85 % | |
| Ordinary shares | 250,000 | 0.85 % | |
| Ordinary shares | 243,200 | 0.83 % | |
| Ordinary shares | 238,000 | 0.81 % | |
| Ordinary shares | 235,640 | 0.8 % | |
| Ordinary shares | 225,726 | 0.77 % | |
KA | Ordinary shares | 200,926 | 0.68 % |
| Ordinary shares | 190,900 | 0.65 % | |
| Ordinary shares | 174,080 | 0.59 % | |
CV | Ordinary shares | 150,000 | 0.51 % |
BA | Ordinary shares | 145,000 | 0.49 % |
| Ordinary shares | 132,700 | 0.45 % | |
| Ordinary shares | 130,000 | 0.44 % | |
| Ordinary shares | 120,600 | 0.41 % | |
| Ordinary shares | 115,000 | 0.39 % | |
| Ordinary shares | 110,726 | 0.38 % | |
HC | Ordinary shares | 105,544 | 0.36 % |
| Ordinary shares | 101,600 | 0.35 % | |
DT | Ordinary shares | 100,000 | 0.34 % |
| Ordinary shares | 100,000 | 0.34 % | |
TC 1948 | Ordinary shares | 100,000 | 0.34 % |
| Ordinary shares | 80,000 | 0.27 % | |
| Ordinary shares | 75,000 | 0.25 % | |
| Ordinary shares | 70,000 | 0.24 % | |
| Ordinary shares | 61,500 | 0.21 % | |
| Ordinary shares | 56,200 | 0.19 % | |
KF | Ordinary shares | 52,500 | 0.18 % |
| Ordinary shares | 46,900 | 0.16 % | |
| Ordinary shares | 46,400 | 0.16 % | |
| Ordinary shares | 34,000 | 0.12 % | |
| Ordinary shares | 32,000 | 0.11 % | |
| Ordinary shares | 30,000 | 0.1 % | |
PL 1980 | Ordinary shares | 27,200 | 0.09 % |
| Ordinary shares | 20,000 | 0.07 % | |
AB | Ordinary shares | 17,550 | 0.06 % |
| Ordinary shares | 12,700 | 0.04 % | |
TB 1985 | Ordinary shares | 12,500 | 0.04 % |
RP 1981 | Ordinary shares | 10,000 | 0.03 % |
HV 1988 | Ordinary shares | 10,000 | 0.03 % |
| Ordinary shares | 10,000 | 0.03 % | |
| Ordinary shares | 10,000 | 0.03 % | |
| Ordinary shares | 9,525 | 0.03 % | |
VU 1980 | Ordinary shares | 7,500 | 0.03 % |
SM 1992 | Ordinary shares | 4,700 | 0.02 % |
Shares owned by the CLOUD INSURANCE AS
| Name | Share class | Total number of shares | Share |
|---|---|---|---|
| Ordinary shares | 290,425 | 0.99 % |
Last update: Jun 2, 2025
Financials
in NOK
Summary
| Year | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total operating income | 24,881,243 | 24,105,499 | 15,537,588 | 9,440,012 |
Annual Total Result | 1,208,534 | -9,917,031 | -9,878,605 | -8,227,700 |
Total assets | 23,209,951 | 24,709,690 | 23,805,775 | 16,074,641 |
Total liabilities | 13,409,901 | 22,942,255 | 25,322,681 | 7,377,687 |
Total equity | 9,800,050 | 1,767,435 | -1,516,906 | 8,696,955 |
P&L
| Year | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total operating income | 24,881,243 | 24,105,499 | 15,537,588 | 9,440,012 |
Total operating costs | 22,207,573 | 32,557,062 | 27,740,445 | 20,154,029 |
Operating result | 2,673,669 | -8,451,563 | -12,202,858 | -10,714,017 |
Financial income/costs | -1,465,135 | -1,465,468 | -338,825 | -16,700 |
Profit before tax | 1,208,534 | -9,917,031 | -12,541,683 | -10,730,716 |
Total tax & extraordinary income/cost | 0 | 0 | -2,663,078 | -2,503,016 |
Annual Total Result | 1,208,534 | -9,917,031 | -9,878,605 | -8,227,700 |
Balance overview
| Year | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total fixed assets | 14,129,828 | 13,567,672 | 10,471,515 | 4,863,392 |
Total current assets | 9,080,123 | 11,142,018 | 13,334,260 | 11,211,249 |
Total assets | 23,209,951 | 24,709,690 | 23,805,775 | 16,074,641 |
Short term debt | 3,177,076 | 5,048,755 | 5,947,127 | 3,377,687 |
Long term debt | 10,232,825 | 17,893,500 | 19,375,554 | 4,000,000 |
Total liabilities | 13,409,901 | 22,942,255 | 25,322,681 | 7,377,687 |
Contributed capital | 8,700,730 | 1,767,435 | 145,259 | 18,271,989 |
Retained earnings | 1,099,320 | 0 | -1,662,165 | -9,575,035 |
Total equity | 9,800,050 | 1,767,435 | -1,516,906 | 8,696,955 |
Total equity and liabilities | 23,209,951 | 24,709,690 | 23,805,775 | 16,074,641 |
Classification
Category
Type of organization
Limited company
Classification of institutional sector
INNL
Domestic sectors
A_IKKE-FIN
Non-financial corporations
2100
Private non-financial incorporated enterprises
Standard industrial classification
J
Main industrial area
Information and communication
62
Activity
Computer programming; consultancy and related activities
62.0
Main industrial group
Computer programming, consultancy and related activities
62.01
Industrial group
Computer programming activities
62.010
Industrial group
Computer programming activities