CREDIT & FINANCEUNION AS

Operating

Kapitalforvaltning, herunder kjøp og salg av verdipapirer, handel, eie, kjøpe og selge faste eiendommer, utleie, eiendomsutvikling, finansiering samt deltakelse i andre selskaper.

Organization

CEO: BC
Bernhard Christian Funder1943
Chairman of the board: CB
Christian Bernhard Funder1983
Years since formation: 31 years; since Mar 16, 1995
Type: Limited company
VAT registered: No
Number of employees: 0

Ownership

Number of shares and share classes: 60; 1 share class
Total number of shareholders: 1; person
Belongs to group of

Financials

Total operating income 2025: 324,804; NOK
Annual total result 2025: 10,981,600; NOK
Total equity 2025: 49,896,233; NOK

Last update: Aug 8, 2026

Management

Management / administration

Name	Role	Shares
BC Bernhard Christian Funder 1943	Managing Director/CEO	-

Board

Name	Role	Shares
CB Christian Bernhard Funder 1983	Chairman	-
BC Bernhard Christian Funder 1943	Board Member	-
VS Vigdis Sørsdal Funder 1947	Board Member	-

Others

Name	Role	Shares
S SANT REVISJON AS	Auditor	-
K KRISTOFFERSEN & BERG AS	Accountant	-

Top 10 individual shareholders

Name	Role	Shares
CF Christian Funder Bernhard 1943	-	100 % directly

Last update: Jul 14, 2025

Ownership

Company shareholders

Name	Share class	Total number of shares	Share
CF Christian Funder Bernhard 1943	Ordinary shares	60	100 %

Shares owned by the CREDIT & FINANCEUNION AS

Name	Share class	Total number of shares	Share
S STATTHOLDERGÅRDEN AS	Ordinary shares	100	100 %
M MOWI ASA	Ordinary shares	192,800	0.04 %
O ORKLA ASA	Ordinary shares	2,600	< 0.01 %
N Norsk Hydro ASA	Ordinary shares	26,871	< 0.01 %
C CAVENDISH HYDROGEN ASA	Ordinary shares	1	< 0.01 %
K KONGSBERG AUTOMOTIVE ASA	Ordinary shares	5,000	< 0.01 %
T TGS ASA	Ordinary shares	68	< 0.01 %
N NEL ASA	Ordinary shares	40	< 0.01 %
A AKER BP ASA	Ordinary shares	57	< 0.01 %
P PETROLIA NOCO AS	Ordinary shares	1,280	< 0.01 %
B BORREGAARD ASA	Ordinary shares	500	< 0.01 %

Last update: Sep 25, 2026

Group structure

CREDIT & FINANCEUNION AS
Total operating income 2025: NOK 324,804
Operating profit 2025: NOK -334,229
Employees: 0

Financials

in NOK

Summary

Year	2025	2024	2023	2022	2021
Total operating income	324,804	314,480	293,676	293,676	248,896
Annual Total Result	10,981,600	3,773,621	9,633,685	-6,850,131	5,580,274
Total assets	58,953,665	47,952,769	44,260,027	42,563,499	49,440,961
Total liabilities	9,057,432	9,038,136	9,119,015	17,056,171	7,083,503
Total equity	49,896,233	38,914,633	35,141,012	25,507,327	42,357,458

P&L

Year	2025	2024	2023	2022	2021
Total operating income	324,804	314,480	293,676	293,676	248,896
Total operating costs	659,033	577,260	592,533	561,053	1,033,617
Operating result	-334,229	-262,780	-298,857	-267,377	-784,721
Financial income/costs	11,315,830	4,036,401	9,932,541	-6,582,754	6,944,331
Profit before tax	10,981,600	3,773,621	9,633,685	-6,850,131	6,159,610
Total tax & extraordinary income/cost	0	0	0	0	579,336
Annual Total Result	10,981,600	3,773,621	9,633,685	-6,850,131	5,580,274

Balance overview

Year	2025	2024	2023	2022	2021
Total fixed assets	3,342,456	3,162,564	2,992,855	2,832,752	2,681,711
Total current assets	55,611,209	44,790,205	41,267,173	39,730,747	46,759,250
Total assets	58,953,665	47,952,769	44,260,027	42,563,499	49,440,961
Short term debt	9,057,432	9,038,136	9,119,015	17,056,171	7,083,503
Long term debt	0	0	0	0	0
Total liabilities	9,057,432	9,038,136	9,119,015	17,056,171	7,083,503
Contributed capital	660,000	660,000	660,000	660,000	660,000
Retained earnings	49,236,233	38,254,633	34,481,012	24,847,327	41,697,458
Total equity	49,896,233	38,914,633	35,141,012	25,507,327	42,357,458
Total equity and liabilities	58,953,665	47,952,769	44,260,027	42,563,499	49,440,961

Classification

21st company classification

BETA

Small company

Type of organization

Limited company

Classification of institutional sector

INNL

Domestic sectors

A_IKKE-FIN

Non-financial corporations

2100

Private non-financial incorporated enterprises

Standard industrial classification

CREDIT & FINANCEUNION AS874 360 422