CREDIT & FINANCEUNION AS
Organization
- CEO
- Chairman of the board
- Years since formation
- 30 years
- since Mar 16, 1995
- Type
- Limited company
- VAT registered
- No
- Number of employees
- 0
Ownership
- Number of shares and share classes
- 60
- 1 share class
- Total number of shareholders
- 1
- person
- Belongs to group of
Financials
- Total operating income 2024
- 314,480
- NOK
- Annual total result 2024
- 3,773,621
- NOK
- Total equity 2024
- 38,914,633
- NOK
Last update: Sep 9, 2025
Management
Management / administration
| Name | Role | Shares |
|---|---|---|
| Managing Director/CEO | 100 % directly |
Board
| Name | Role | Shares |
|---|---|---|
VS | Board Member | - |
| Board Member | 100 % directly | |
| Chairman | - |
Others
| Name | Role | Shares |
|---|---|---|
| Auditor | - | |
| Accountant | - |
Top 10 individual shareholders
| Name | Role | Shares |
|---|---|---|
| Managing Director/CEO, Board Member | 100 % directly |
Last update: Jul 14, 2025
Ownership
Company shareholders
| Name | Share class | Total number of shares | Share |
|---|---|---|---|
| Ordinary shares | 60 | 100 % |
Shares owned by the CREDIT & FINANCEUNION AS
| Name | Share class | Total number of shares | Share |
|---|---|---|---|
| Ordinary shares | 100 | 100 % | |
| NO0003054108 | 192,800 | 0.04 % | |
| NO0010199151 | 1,000 | < 0.01 % | |
| NO0003733800 | 2,600 | < 0.01 % | |
| NO0005052605 | 26,871 | < 0.01 % | |
| NO0013219535 | 1 | < 0.01 % | |
| NO0003033102 | 5,000 | < 0.01 % | |
| NO0003078800 | 68 | < 0.01 % | |
| NO0010081235 | 40 | < 0.01 % | |
| NO0010345853 | 57 | < 0.01 % | |
| NO0010844301 | 1,280 | < 0.01 % | |
| NO0010657505 | 500 | < 0.01 % |
Last update: Jun 2, 2025
Group structure
- Total operating income 2024: NOK 314,480Operating profit 2024: NOK -262,780Employees: 0
Financials
in NOK
Summary
| Year | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total operating income | 314,480 | 293,676 | 293,676 | 248,896 |
Annual Total Result | 3,773,621 | 9,633,685 | -6,850,131 | 5,580,274 |
Total assets | 47,952,769 | 44,260,027 | 42,563,499 | 49,440,961 |
Total liabilities | 9,038,136 | 9,119,015 | 17,056,171 | 7,083,503 |
Total equity | 38,914,633 | 35,141,012 | 25,507,327 | 42,357,458 |
P&L
| Year | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total operating income | 314,480 | 293,676 | 293,676 | 248,896 |
Total operating costs | 577,260 | 592,533 | 561,053 | 1,033,617 |
Operating result | -262,780 | -298,857 | -267,377 | -784,721 |
Financial income/costs | 4,036,401 | 9,932,541 | -6,582,754 | 6,944,331 |
Profit before tax | 3,773,621 | 9,633,685 | -6,850,131 | 6,159,610 |
Total tax & extraordinary income/cost | 0 | 0 | 0 | 579,336 |
Annual Total Result | 3,773,621 | 9,633,685 | -6,850,131 | 5,580,274 |
Balance overview
| Year | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total fixed assets | 3,162,564 | 2,992,855 | 2,832,752 | 2,681,711 |
Total current assets | 44,790,205 | 41,267,173 | 39,730,747 | 46,759,250 |
Total assets | 47,952,769 | 44,260,027 | 42,563,499 | 49,440,961 |
Short term debt | 9,038,136 | 9,119,015 | 17,056,171 | 7,083,503 |
Long term debt | 0 | 0 | 0 | 0 |
Total liabilities | 9,038,136 | 9,119,015 | 17,056,171 | 7,083,503 |
Contributed capital | 660,000 | 660,000 | 660,000 | 660,000 |
Retained earnings | 38,254,633 | 34,481,012 | 24,847,327 | 41,697,458 |
Total equity | 38,914,633 | 35,141,012 | 25,507,327 | 42,357,458 |
Total equity and liabilities | 47,952,769 | 44,260,027 | 42,563,499 | 49,440,961 |
Classification
Type of organization
Limited company
Classification of institutional sector
INNL
Domestic sectors
A_IKKE-FIN
Non-financial corporations
2100
Private non-financial incorporated enterprises