FINTECH INNOVATION AS

Fintech Innovation | Building the next generation of financial services

Fintech Innovation is the parent company to an ecosystem of fintech companies, which are dedicated to delivering the full benefits of emerging financial technologies, for open banking, global payments settlement, and personal finance management.

Keywords

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Organization

CEO: CA
Christoffer Garberg Andvig1980
Chairman of the board: CA
Christoffer Garberg Andvig1980
Years since formation: 8 years; since Jul 5, 2016
Type: Limited company
VAT registered: No
Number of employees: 0

Ownership

Number of shares and share classes: 141,542; 1 share class
Total number of shareholders: 37; 15 companies, 22 persons
Belongs to group of

Financials

Annual total result 2023: 12,619; NOK
Total equity 2023: 133,427,225; NOK

Last update: Aug 29, 2024

Management

Management / administration

Name	Role	Shares
CA Christoffer Garberg Andvig 1980	Managing Director/CEO	51.4 % indirectly

Board

Name	Role	Shares
CA Christoffer Garberg Andvig 1980	Chairman	51.4 % indirectly
FT Frode Tangen 1981	Board Member	-
PF Pedro Fasting 1974	Board Member	1.47 % indirectly
KN Knut Nordenhaug 1967 Resigned	Board Member	-
GR Gunnar Rydning 1952	Board Member	1.15 % indirectly

Others

Name	Role	Shares
E ECHAS REVISJON AS	Auditor	-
X XACCT ACCOUNTING AS	Accountant	-

Top 10 individual shareholders

Name	Role	Shares
CA Christoffer Garberg Andvig 1980	Managing Director/CEO, Chairman	51.4 % indirectly
HI Hans Inge Nilsen 1965	-	5.84 % indirectly
HL Harald Aksnes Lervik 1957	-	2.97 % indirectly
TH Tom Høiberg 1962	-	2.03 % directly
PF Pedro Fasting 1974	Board Member	1.47 % indirectly
NF Nikolai Fasting 1967	-	1.47 % indirectly
AM André Mamelund 1973	-	1.41 % indirectly
WS Wiggo Straus 1974	-	1.32 % indirectly
EH Eirik Sælemyr Haugland 1974	-	1.32 % indirectly
GR Gunnar Rydning 1952	Board Member	1.15 % indirectly

Last update: Apr 13, 2023

Ownership

Company shareholders

Name	Share class	Number of shares	Share
C CHICOS HOLDING AS	Ordinary shares	72,746	51.4 %
I INTER SEA AS	Ordinary shares	12,000	8.48 %
C Crescen Corporation Ltd	Ordinary shares	9,085	6.42 %
N NEWMARK INVEST AS	Ordinary shares	7,821	5.53 %
F FERMIN AS	Ordinary shares	6,522	4.61 %
J Jefco Llc	Ordinary shares	5,167	3.65 %
SP Sveningsson Philip	Ordinary shares	5,000	3.53 %
H HWHL AS	Ordinary shares	4,000	2.83 %
TH Tom Høiberg 1962	Ordinary shares	2,878	2.03 %
A AMENA AS	Ordinary shares	2,119	1.5 %
PR Pervez Contractor Rumi	Ordinary shares	1,871	1.32 %
V VOLANTE AS	Ordinary shares	1,333	0.94 %
P Pursuall Berger Partners Llc	Ordinary shares	1,100	0.78 %
B Berger Associates Llc	Ordinary shares	1,100	0.78 %
CB Co As Busck	Ordinary shares	1,050	0.74 %
PS Petter Eid Skalstad 1968	Ordinary shares	667	0.47 %
K KAHUNA AS	Ordinary shares	667	0.47 %
ØP Øyvind Pham 1987	Ordinary shares	667	0.47 %
FG Fredrik Goldbecklve	Ordinary shares	530	0.37 %
DC De Mattos Christopher	Ordinary shares	525	0.37 %
D DUCKBAY INVEST AS	Ordinary shares	525	0.37 %
TG Tomas Goldbecklve	Ordinary shares	525	0.37 %
M MOLIN HOLDING AS	Ordinary shares	475	0.34 %
ML Morten Linnes 1961	Ordinary shares	420	0.3 %
T T-VEKST AS	Ordinary shares	420	0.3 %
SJ Singh Nazran Jagjit	Ordinary shares	290	0.2 %
MA Marit Garberg Andvig 1950	Ordinary shares	263	0.19 %
S SINGULARITY CAPITAL AS	Ordinary shares	250	0.18 %
AS Are Sørli 1970	Ordinary shares	240	0.17 %
M MONTAGU AS	Ordinary shares	210	0.15 %
KW Kenneth Wagenius 1975	Ordinary shares	210	0.15 %
A ARBITRASJE KAPITAL AS	Ordinary shares	210	0.15 %
SA Sharp Anthony	Ordinary shares	173	0.12 %
Z ZENOBIA AS	Ordinary shares	158	0.11 %
SH Stian Hasdahl 1985	Ordinary shares	120	0.08 %
CF Carl Fredrik Aaseby 1962	Ordinary shares	105	0.07 %
P Promothea Ab Co Lars Blomfeldt	Ordinary shares	100	0.07 %

Shares owned by the FINTECH INNOVATION AS

Name	Share class	Number of shares	Share
B BANKBRIDGE AS	Ordinary shares	125,600	100 %
M MONIFAIR AS	Ordinary shares	100,000	84.94 %
N NEONOMICS AS	Ordinary shares	105,833	43.76 %

Last update: May 24, 2024

Group structure

CHICOS HOLDING AS
Total operating income 2023: NOK 7,611,449
Operating profit 2023: NOK 7,217,305
Employees: 0

Financials

in NOK

Summary

Year	2023	2022	2021
Total operating income	0	0	0
Annual Total Result	12,619	-436,103	-4,007,609
Total assets	144,454,530	8,627,452	8,667,192
Total liabilities	11,027,305	4,554,846	4,158,483
Total equity	133,427,225	4,072,606	4,508,709

P&L

Year	2023	2022	2021
Total operating income	0	0	0
Total operating costs	109,147	457,957	3,976,526
Operating result	-109,147	-457,957	-3,976,526
Financial income/costs	121,766	21,854	-31,083
Profit before tax	12,619	-436,103	-4,007,609
Total tax & extraordinary income/cost	0	0	0
Annual Total Result	12,619	-436,103	-4,007,609

Balance overview

Year	2023	2022	2021
Total fixed assets	144,431,109	8,562,010	8,540,032
Total current assets	23,421	65,442	127,160
Total assets	144,454,530	8,627,452	8,667,192
Short term debt	11,027,305	4,554,846	4,158,483
Long term debt	0	0	0
Total liabilities	11,027,305	4,554,846	4,158,483
Contributed capital	170,571,724	41,229,724	41,229,724
Retained earnings	-37,144,499	-37,157,118	-36,721,015
Total equity	133,427,225	4,072,606	4,508,709
Total equity and liabilities	144,454,530	8,627,452	8,667,192

FINTECH INNOVATION AS917 373 191