FINTECH INNOVATION AS

Operating

Fintech Innovation | Building the next generation of financial services

Fintech Innovation is the parent company to an ecosystem of fintech companies, which are dedicated to delivering the full benefits of emerging financial technologies, for open banking, global payments settlement, and personal finance management.

Utvikling av teknologiske løsninger, rådgivningstjenester, investeringer og andre tjenester tilknyttet bank og finans. Selskapet kan eie andeler i andre virksomheter, eiendom og bedrive handel i verdipapirer. Selskapet skal utvikle eletroniske løsninger for web og mobil for bank og finansnæringen, herunder betalings- og forsikringsløsninger. Selskapet vil ikke selv utføre konsesjonsbelagt virksomhet i denne næringen, men være en leverandør av løsninger og tjenester til andre bank og finans selskaper.

Keywords

engineering servicespowerenergytransportwatersewagedrainageindustrymanufacturingtelecommunicationsbroadcastingpolicy analysisregulationsexpert opinionswitness statementsmechanical engineeringautomotive engineeringchemical engineeringtechnical consulting

Organization

CEO: CG
Christoffer Garberg Andvig1980
Chairman of the board: JR
Johnny Rindahl1961
Years since formation: 10 years; since Jul 5, 2016
Type: Limited company
VAT registered: No
Number of employees: 0

Ownership

Number of shares and share classes: 418,464; 1 share class
Total number of shareholders: 56; 19 companies, 37 persons
Belongs to group of

Financials

Annual total result 2024: -790,559; NOK
Total equity 2024: 289,355,611; NOK

Last update: Dec 12, 2025

Locations

c/o Neonomics AS Ruseløkkveien 26 0251 OSLO, Norge

Company address
c/o Neonomics AS Ruseløkkveien 26 0251 OSLO, Norge
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Postal address
Postboks 1488 - Vika 0116 OSLO, Norge
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Management

Management / administration

Name	Role	Shares
CG Christoffer Garberg Andvig 1980	Managing Director/CEO	26.66 % directly 1.27 % indirectly 25.39 %

Board

Name	Role	Shares
CG Christoffer Garberg Andvig 1980	Board Member	26.66 % directly 1.27 % indirectly 25.39 %
GR Gunnar Rydning 1952	Board Member	-
JR Johnny Rindahl 1961	Chairman	-
SB Ståle Bjørnstad 1966	Board Member	-

Others

Name	Role	Shares
E ECHAS REVISJON AS	Auditor	-
S SPAREBANK 1 SØR-NORGE FORRETNINGSPARTNER AS	Accountant	-

Top 10 individual shareholders

Name	Role	Shares
CG Christoffer Garberg Andvig 1980	Managing Director/CEO, Board Member	26.66 % directly 1.27 % indirectly 25.39 %
HI Hans Inge Nilsen 1965	-	1.97 % indirectly
BJ Bengt Jonas Åman 1964	-	1.79 % indirectly
AE Andreas Ellingsen 1977	-	1.04 % indirectly
LE Line Ellingsen 1969	-	1.04 % indirectly
HA Harald Aksnes Lervik 1957	-	1 % indirectly

Last update: Mar 3, 2026

Ownership

Company shareholders

Name	Share class	Total number of shares	Share
BA Berger Associates Llc	Ordinary shares	144,683	34.57 %
C CHICOS HOLDING AS	Ordinary shares	106,254	25.39 %
E ELLINGSEN LOFOTEN EIENDOM AS	Ordinary shares	25,321	6.05 %
FN Fin-Tech New Technology Ttu-Ebest	Ordinary shares	22,763	5.44 %
W& Warren & Partners Inc	Ordinary shares	16,357	3.91 %
P PILOS OMSORGSEIENDOM AS	Ordinary shares	15,017	3.59 %
I INTER SEA AS	Ordinary shares	12,000	2.87 %
N NEWMARK INVEST AS	Ordinary shares	7,821	1.87 %
CC Crescen Corporation Ltd	Ordinary shares	7,272	1.74 %
PE Private Equity Ttu	Ordinary shares	7,049	1.68 %
F FERMIN AS	Ordinary shares	6,522	1.56 %
CG Christoffer Garberg Andvig 1980	Ordinary shares	5,329	1.27 %
JL Jefco Llc	Ordinary shares	5,167	1.23 %
SP Sveningsson Philip	Ordinary shares	5,000	1.19 %
D& Ds & Partners Llc	Ordinary shares	4,132	0.99 %
H HWHL AS	Ordinary shares	4,000	0.96 %
TH Tom Høiberg 1962	Ordinary shares	2,878	0.69 %
A AMENA AS	Ordinary shares	2,119	0.51 %
GN Genaxis Norway Fintech Fund	Ordinary shares	1,889	0.45 %
PC Pervez Contractor Rumi	Ordinary shares	1,871	0.45 %
V VOLANTE AS	Ordinary shares	1,333	0.32 %
PB Pursuall Berger Partners Llc	Ordinary shares	1,100	0.26 %
CA Co As Busck	Ordinary shares	1,050	0.25 %
NS Nam Seokwoo	Ordinary shares	845	0.2 %
PE Petter Eid Skalstad 1968	Ordinary shares	667	0.16 %
ØP Øyvind Pham 1987	Ordinary shares	667	0.16 %
K KAHUNA AS Closed	Ordinary shares	667	0.16 %
NJ Nam Jaewook	Ordinary shares	569	0.14 %
FG Fredrik Goldbecklve	Ordinary shares	530	0.13 %
D DUCKBAY INVEST AS	Ordinary shares	525	0.13 %
TG Tomas Goldbecklve	Ordinary shares	525	0.13 %
DM De Mattos Christopher	Ordinary shares	525	0.13 %
D DALO HOLDING AS	Ordinary shares	502	0.12 %
M MOLIN HOLDING AS	Ordinary shares	475	0.11 %
AF Adnan Fazlic 1984	Ordinary shares	459	0.11 %
ML Morten Linnes 1961	Ordinary shares	420	0.1 %
T T-VEKST AS	Ordinary shares	420	0.1 %
SN Singh Nazran Jagjit	Ordinary shares	290	0.07 %
SI Son Inpyung	Ordinary shares	286	0.07 %
IT Ieuan Tudur Peace 1991	Ordinary shares	280	0.07 %
BP Bilichenko Pavlo	Ordinary shares	279	0.07 %
MG Marit Garberg Andvig 1950	Ordinary shares	263	0.06 %
S SINGULARITY CAPITAL AS	Ordinary shares	250	0.06 %
AS Are Sørli 1970	Ordinary shares	240	0.06 %
FA Francine Ann Pendleton-Elmquist 1969	Ordinary shares	222	0.05 %
M MONTAGU AS	Ordinary shares	210	0.05 %
KW Kenneth Wagenius 1975	Ordinary shares	210	0.05 %
A ARBITRASJE KAPITAL AS	Ordinary shares	210	0.05 %
SA Sharp Anthony	Ordinary shares	173	0.04 %
Z ZENOBIA AS	Ordinary shares	158	0.04 %
ES Einar Stenberg 1989	Ordinary shares	138	0.03 %
SH Stian Hasdahl 1985	Ordinary shares	120	0.03 %
B BOZAN AS	Ordinary shares	115	0.03 %
CF Carl Fredrik Aaseby 1962	Ordinary shares	105	0.03 %
PA Promothea Ab Co Lars Blomfeldt	Ordinary shares	100	0.02 %
AF Alexandre Filgueira Sanchez 1990	Ordinary shares	92	0.02 %

Shares owned by the FINTECH INNOVATION AS

Name	Share class	Total number of shares	Share
B BANKBRIDGE AS Closed	Ordinary shares	125,600	100 %
N NEONOMICS AS	Ordinary shares	427,663	100 %
F FI NEWCO AS	Ordinary shares	100,000	100 %
M MONIFAIR AS Closed	Ordinary shares	100,000	84.94 %

Last update: Jun 2, 2025

Group structure

FINTECH INNOVATION AS
Total operating income 2024: NOK 0
Operating profit 2024: NOK -224,075
Employees: 0

Financials

in NOK

Summary

Year	2024	2023	2022	2021
Total operating income	0	0	0	0
Annual Total Result	-790,559	12,619	-436,103	-4,007,609
Total assets	305,914,599	144,454,530	8,627,452	8,667,192
Total liabilities	16,558,988	11,027,305	4,554,846	4,158,483
Total equity	289,355,611	133,427,225	4,072,606	4,508,709

P&L

Year	2024	2023	2022	2021
Total operating income	0	0	0	0
Total operating costs	224,075	109,147	457,957	3,976,526
Operating result	-224,075	-109,147	-457,957	-3,976,526
Financial income/costs	-566,483	121,766	21,854	-31,083
Profit before tax	-790,559	12,619	-436,103	-4,007,609
Total tax & extraordinary income/cost	0	0	0	0
Annual Total Result	-790,559	12,619	-436,103	-4,007,609

Balance overview

Year	2024	2023	2022	2021
Total fixed assets	304,618,803	144,431,109	8,562,010	8,540,032
Total current assets	1,295,796	23,421	65,442	127,160
Total assets	305,914,599	144,454,530	8,627,452	8,667,192
Short term debt	16,558,988	11,027,305	4,554,846	4,158,483
Long term debt	0	0	0	0
Total liabilities	16,558,988	11,027,305	4,554,846	4,158,483
Contributed capital	289,355,611	170,571,724	41,229,724	41,229,724
Retained earnings	0	-37,144,499	-37,157,118	-36,721,015
Total equity	289,355,611	133,427,225	4,072,606	4,508,709
Total equity and liabilities	305,914,599	144,454,530	8,627,452	8,667,192

Classification

21st company classification

BETA

Scaleup

FINTECH INNOVATION AS917 373 191