KREDITORFORENINGEN SA

Operating

Smidig inkasso med Kreditorforeningen

Kreditorforeningen hjelper bedrifter med å hente inn ubetalte fakturaer. Våre tjenester er inkasso, rådgivning og purring.

Å arbeide for sunne, økonomiske forhold i næringslivet, herunder å forsøke å forebygge tap på utestående fordringer gjennom foretakets inkassovirksomhet eller på annen måte, samt fremme medlemmenes økonomiske interesse gjennom deres deltakelse i foretaket og som kjøpere av tjenester, levert av foretaket.

Å arbeide for sunne økonomiske forhold, herunder å søke å forebygge tap på utestående fordringer, og hva som naturlig står i sammenheng med dette.

Keywords

collectioninformationcredit conditionsemployment conditionscredit informationcreditworthiness

Organization

CEO: BG
Bjørn Grønnesby1965
Chairman of the board: MV
Marius Værdal1980
Years since formation: 31 years; since Feb 19, 1995
Type: Co-operative
VAT registered: Yes
Number of employees: 68

Financials

Total operating income 2025: 86,145,779; NOK
Annual total result 2025: 1,714,006; NOK
Total equity 2025: 65,269,792; NOK

Last update: Jul 15, 2026

Management

Management / administration

Name	Role	Shares
BG Bjørn Grønnesby 1965	Managing Director/CEO	-

Board

Name	Role	Shares
MV Marius Værdal 1980	Chairman	-
HB Hilde Børstad Melhus 1977	Board Member	-
EM Elinn Mona Alfstad Thorsen 1963	Board Member	-
HB Heidi-Anita Berget 1975	Board Member	-
OJ Olav Jr Hovland 1972	Board Member	-
MW Malin Welde 1994	Alternate Member	-
CF Cato Finsås 1973	Board Member	-
OT Ole-Martin Tronstad 1985	Board Member	-
TO Tor Olav Slettum 1974	Alternate Member	-

Others

Name	Role	Shares
B BDO AS	Auditor	-

Last update: Sep 1, 2025

Ownership

Shares owned by the KREDITORFORENINGEN SA

Name	Share class	Total number of shares	Share
E EXACTIO AS	Ordinary shares	1,333,333	40 %
E ELOPAK ASA	Ordinary shares	582	< 0.01 %
A AKER ASA	Ordinary shares	69	< 0.01 %
E ELKEM ASA	Ordinary shares	904	< 0.01 %
O ORKLA ASA	Ordinary shares	1,190	< 0.01 %
N NORSKE SKOG ASA	Ordinary shares	666	< 0.01 %
N Norsk Hydro ASA	Ordinary shares	1,996	< 0.01 %
S STOREBRAND ASA	Ordinary shares	713	< 0.01 %
V VÅR ENERGI ASA	Ordinary shares	2,109	< 0.01 %
S SPAREBANK 1 ØSTLANDET	Ordinary shares	18,289	< 0.01 %
E EQUINOR ASA	Ordinary shares	1,488	< 0.01 %
V VEND MARKETPLACES ASA	Ordinary shares	506	< 0.01 %
S SPAREBANK 1 SMN	Ordinary shares	1,344	< 0.01 %
A AF GRUPPEN ASA	Ordinary shares	516	< 0.01 %
S SPAREBANK 1 NORD-NORGE	Ordinary shares	5,834	< 0.01 %
S SALMAR ASA	Ordinary shares	165	< 0.01 %
M MOWI ASA	Ordinary shares	884	< 0.01 %
T TELENOR ASA	Ordinary shares	1,260	< 0.01 %
Y YARA INTERNATIONAL ASA	Ordinary shares	273	< 0.01 %
D DNB BANK ASA	Ordinary shares	1,295	< 0.01 %
A AKER BP ASA	Ordinary shares	360	< 0.01 %
B B2 IMPACT ASA	Ordinary shares	2,123	< 0.01 %
G GJENSIDIGE FORSIKRING ASA	Ordinary shares	449	< 0.01 %
S SATS ASA	Ordinary shares	1,714	< 0.01 %

Last update: Sep 25, 2026

Financials

in NOK

Summary

Year	2025	2024	2023	2022	2021
Total operating income	86,145,779	93,239,222	89,918,229	71,877,486	64,549,000
Annual Total Result	1,714,006	7,877,380	9,010,964	-3,310,408	3,131,000
Total assets	82,587,870	88,309,995	80,095,161	65,260,512	74,169,000
Total liabilities	17,318,078	23,754,208	21,416,756	13,593,070	12,362,000
Total equity	65,269,792	64,555,786	58,678,405	51,667,441	61,806,000

P&L

Year	2025	2024	2023	2022	2021
Total operating income	86,145,779	93,239,222	89,918,229	71,877,486	64,549,000
Total operating costs	89,752,141	88,334,016	82,792,452	73,032,513	64,388,000
Operating result	-3,606,362	4,905,206	7,125,777	-1,155,027	161,000
Financial income/costs	5,408,721	4,644,110	3,975,210	-2,605,286	3,215,000
Profit before tax	1,802,359	9,549,316	11,100,987	-3,760,313	3,376,000
Total tax & extraordinary income/cost	88,353	1,671,936	2,090,023	-449,905	245,000
Annual Total Result	1,714,006	7,877,380	9,010,964	-3,310,408	3,131,000

Balance overview

Year	2025	2024	2023	2022	2021
Total fixed assets	9,750,583	4,700,377	4,678,426	6,031,047	23,476,000
Total current assets	72,837,287	83,609,618	75,416,735	59,229,465	50,693,000
Total assets	82,587,870	88,309,995	80,095,161	65,260,512	74,169,000
Short term debt	15,096,372	21,389,943	19,447,121	13,385,516	11,578,000
Long term debt	2,221,706	2,364,265	1,969,635	207,554	784,000
Total liabilities	17,318,078	23,754,208	21,416,756	13,593,070	12,362,000
Contributed capital	0	0	0	51,667,441	0
Retained earnings	65,269,792	64,555,786	58,678,405	0	61,806,000
Total equity	65,269,792	64,555,786	58,678,405	51,667,441	61,806,000
Total equity and liabilities	82,587,870	88,309,994	80,095,161	65,260,511	74,168,000

Classification

21st company classification

BETA

Industrial large enterprise

KREDITORFORENINGEN SA948 678 829